See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 5 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 3 broker rows. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| HIGHMARK, INC. EIN 23-1294723 CLAIMS ADMINISTRATION | Contract Administrator; Claims processing Service code 12 | 120 FIFTH AVENUE PLACE PITTSBURGH, PA 15222 | $794K |
| LIBERTY LIFE ASSURANCE COMPANY OF B EIN 04-6076039 CLAIMS ADMINISTRATION | Contract Administrator; Claims processing Service code 12 | 100 LIBERTY WAY DOVER, NH 03820 | $94K |
| UNITED CONCORDIA COMPANIES, INC EIN 25-1687586 CLAIMS ADMINISTRATION | Claims processing; Contract Administrator Service code 12 | 4401 DEER PATH ROAD HARRISBURG, PA 17110 | $74K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 2,499 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 27 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 2,526 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Vision | HM LIFE INSURANCE COMPANY | 4,142 | $234K |
| Short-term disability | LIBERTY LIFE ASSURANCE COMPANY OF BOSTON | 18 | $9K |
| Long-term disability | LIBERTY LIFE ASSURANCE COMPANY OF BOSTON | 2,295 | $251K |
| Other(2 contracts, 2 carriers) | MAGELLAN HEALTHCARE | 2,493 | $71K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 4,142 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over the prior year. Good candidate for re-shopping the carriers.
The primary carrier changed from the prior filing. The plan is willing to move. Re-pitch on the next cycle.