| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| DRB EMPLOYEE BENEFIT SERVICES, INC.3 Filed as: DRB EMPLOYEE BENEFIT SERVICES | 2400 OXFORD DRIVE SUITE 414 BETHEL PARK, PA 15102 | METROPOLITAN LIFE INSURANCE COMPANY | $26K | $261 | $27K | 5.36% |
| HENDERSON BROTHERS, INC.3 | 920 FORT DUQUESNE BOULEVARD PITTSBURG, PA 15222 | STANDARD INSURANCE COMPANY | $4K | $0 | $4K | 1.52% |
| HENDERSON BROTHERS, INC.3 | 920 FORT DUQUESNE BOULEVARD PITTSBURGH, PA 15222 | STANDARD INSURANCE COMPANY | $4K | $0 | $4K | 1.25% |
| GALLAGHER BENEFIT SERVICES, INC.3 | 111 VETERANS BOULEVARD SUITE 1130 METAIRIE, LA 70005 | STANDARD INSURANCE COMPANY | $2K | $0 | $2K | 0.55% |
| GALLAGHER BENEFIT SERVICES, INC.3 | 111 VETERANS BOULEVARD, SUITE 1130 METAIRIE, LA 70005 | STANDARD INSURANCE COMPANY | $1K | $0 | $1K | 0.40% |
| GALLAGHER BENEFIT SERVICES, INC.3 | TWO PIERCE PLACE, 21ST FLOOR ITASCA, IL 60143 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $443 | $0 | $443 | 7.13% |
| DARRYL R. BLECHER3 | 2400 OXFORD DRIVE, SUITE 414 BETHEL PARK, PA 15104 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $380 | $0 | $380 | 6.12% |
| GREYHAVENS CONSULTING LLC3 Filed as: GREYHAVENS CONSULTING, LLC | 1313 EAST MAPLE STREET BELLINGHAM, WA 98225 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $65 | $0 | $65 | 1.99% |
| WILLIAM K LIEBERMAN3 Filed as: WILLIAM K. LIEBERMAN | THE LIEBERMAN COMPANIES PITTSBURG, PA 15222 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $34 | $0 | $34 | 1.04% |
| TIMOTHY J SLATER3 Filed as: TIMOTHY J. SLATER | 821 WHITE OAK CIRCLE PITTSBURGH, PA 15228 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $21 | $0 | $21 | 0.64% |
| RICHARD D BRYER3 Filed as: RICHARD D. BRYER | 2135 RIDGE ROAD GREENSBURG, PA 15601 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $18 | $0 | $18 | 0.55% |
| DEEANN GREENE-MARSZALEK | 409 NORTH 20TH STREET WEIRTON, WV 26062 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $13 | $0 | $13 | 0.40% |
| MTN ST EMPLOYEE BNFTS AND OTHERS3 Filed as: MTN ST EMPLOYEES BEN. & OTHERS | 103 6TH AVENUE SAINT ALBANS, WV 25177 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $10 | $0 | $10 | 0.31% |
| JOHN BEATTY3 Filed as: JOHN W. BEATTY | 1001 CITY AVENUE WYNEWOOD, PA 19096 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $5 | $0 | $5 | 0.15% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 826 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 15 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 841 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 1,567 | $499K |
| Vision | VISION BENEFITS OF AMERICA | 624 | $61K |
| Life insurance(2 contracts, 2 carriers) | STANDARD INSURANCE COMPANY | 1,013 | $294K |
| Short-term disability | STANDARD INSURANCE COMPANY | 1,013 | $291K |
| Long-term disability | STANDARD INSURANCE COMPANY | 1,013 | $291K |
| Other(4 contracts, 4 carriers) | STANDARD INSURANCE COMPANY | 1,158 | $315K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,567 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.