| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ANDERSON BENEFIT SOLUTIONS3 Filed as: ANDERSON & KIME EMPLOYEE BENEFITS | PO BOX 507 RIDGWAY, PA 15853 | UPMC HEALTH OPTIONS | $49K | — | $49K | 2.97% |
| CEDRIC L MCSWEEN JR3 | 671 E BIG BEAVER RD STE 203 TROY, MI 48083 | UNITEDHEALTHCARE INSURANCE COMPANY | $7K | — | $7K | 2.68% |
| ROGERS BENEFIT GROUP INC3 Filed as: ROGERS BENEFIT GROUP INC - MICHIGAN | 26877 NORTHWESTERN HWY STE 120 SOUTHFIELD, MI 48033 | UNITEDHEALTHCARE INSURANCE COMPANY | $3K | — | $3K | 1.28% |
| SWIFT KENNEDY FINANCIAL CO INC3 | 100 MEADOW LANE SUITE 1 DUBOIS, PA 15801 | SUN LIFE ASSURANCE COMPANY OF CANADA | $7K | — | $7K | 8.32% |
| SWIFT KENNEDY FINANCIAL CO INC3 Filed as: SWIFT KENNEDY AND ASSOCIATES | 100 MEADOW LN STE 1 DUBOIS, PA 15801 | AMERITAS LIFE INSURANCE COMPANY | $5K | — | $5K | 22.02% |
| ANDERSON BENEFIT SOLUTIONS3 Filed as: ANDERSON & KIME EMPLOYEE BENEFITS | 212 MAIN STREET RIDGWAY, PA 15853 | HIGHMARK, INC. | $731 | — | $731 | 4.04% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 202 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 1 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 204 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | UPMC HEALTH OPTIONS | 331 | $1.9M |
| Vision | HIGHMARK, INC. | 118 | $18K |
| Life insurance(2 contracts, 2 carriers) | SUN LIFE ASSURANCE COMPANY OF CANADA | 212 | $111K |
| Short-term disability | SUN LIFE ASSURANCE COMPANY OF CANADA | 212 | $89K |
| Long-term disability | SUN LIFE ASSURANCE COMPANY OF CANADA | 212 | $89K |
| Other | SUN LIFE ASSURANCE COMPANY OF CANADA | 212 | $89K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 331 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.