| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| SEUBERT & ASSOCIATES, INC.3 Filed as: SEUBERT & ASSOCIATES INC. | 225 NORTH SHORE DR. STE 300 PITTSBURGH, PA 15212 | HARTFORD LIFE AND ACCIDENT | $7K | — | $7K | 10.32% |
| PROFESSIONAL GROUP PLANS INC3 Filed as: PROFESSIONAL GROUP PLANS, INC. | 225 WIRELESS BLVD. 2ND FLOOR HAUPPAUGE, NY 11788 | HARTFORD LIFE AND ACCIDENT | — | $7K | $7K | 10.28% |
| HALEY E SCHMITT3 | 101 DEIMLING ROAD PITTSBURGH, PA 15229 | AFLAC | $3K | — | $3K | 8.92% |
| JAMES J BANASZAK3 | 463 INWOOD RD PITTSBURGH, PA 15237 | AFLAC | $1K | — | $1K | 3.51% |
| STEVE J PADGELEK3 | 5500 BROOKTREE ROAD SUITE 102 WEXFORD, PA 15090 | AFLAC | $345 | — | $345 | 1.10% |
| AMANDA C LONG3 Filed as: AMANDA LONG | 150 N MEADOWS DR. WEXFORD, PA 15090 | AFLAC | $281 | — | $281 | 0.90% |
| ETHAN ROBERT RIFFE3 | 5500 BROOKTREE RD. STE 102 WEXFORD, PA 15090 | AFLAC | $113 | — | $113 | 0.36% |
| TEMPLE K WOODLEY3 | 2014 REIS RUN ROAD PITTSBURGH, PA 15237 | AFLAC | $77 | — | $77 | 0.25% |
| AMANDA C LONG3 | 107 HIDDEN OAK DR. MARS, PA 16046 | AFLAC | $76 | — | $76 | 0.24% |
| JENNIFER LEIS3 Filed as: JENNIFER MARIE LEIS | 93 MAIN STREET NEW BRIGHTON, PA 15066 | AFLAC | $74 | — | $74 | 0.24% |
| MATTHEW MCCLAY3 | 1086 MANSFIELD AVENUE INDIANA, PA 15701 | AFLAC | $69 | — | $69 | 0.22% |
| MATTHEW S MCCLAY3 Filed as: MATTHEW SCHAAL | 103 OVERBROOK DRIVE CRANSBERRY TWP, PA 16066 | AFLAC | $46 | — | $46 | 0.15% |
| FREDERICK L ROSE3 | 3631 PUTTER POINT LANE FORT MYERS, FL 33919 | AFLAC | $44 | — | $44 | 0.14% |
| BRIAN W PATTEN3 | 120 MARGUERITE DRIVE SUITE 101 CRANBERRY TWP, PA 16066 | AFLAC | $31 | — | $31 | 0.10% |
| MICHAEL J KELLY3 | 314 OAKMONT DR. PITTSBURGH, PA 15229 | AFLAC | $24 | — | $24 | 0.08% |
| ROBERT D BURTON3 | 550 SOUTH AVENUE VERONA, PA 15147 | AFLAC | $22 | — | $22 | 0.07% |
| CHRISTOPHER M ASHTON3 | 5962 SCREAMING EAGLE LANE COLUMBIA, MO 65201 | AFLAC | $22 | — | $22 | 0.07% |
| ASHTON CONSULTING INC3 Filed as: ASHTON CONSULTING, INC. | 5962 SCREAMING EAGLE LANE COLUMBIA, MO 65201 | AFLAC | $19 | — | $19 | 0.06% |
| ERIN A TOOHEY3 | 9220 MARY AVE PITTSBUGH, PA 15237 | AFLAC | $17 | — | $17 | 0.05% |
| JOY GRUBE PADGELEK3 | 1195 WASHINGTON PIKE SUITE 300 BRIDGEVILLE, PA 15017 | AFLAC | $10 | — | $10 | 0.03% |
| TYE ELLIOTT3 | 2315 W PINNACLE DR. DUNLAP, ID 61525 | AFLAC | $5 | — | $5 | 0.02% |
| THE TORRES GROUP LLC3 | 1750 FARMINTON CIRCLE WELLINTON, TN 37919 | AFLAC | $3 | — | $3 | 0.01% |
| TIMOTHY R QUINLAN3 | PO BOX 387 CONNOQUENESSING, PA 16027 | AFLAC | $3 | — | $3 | 0.01% |
| EUGENE MAMMOME3 | 15 HERITAGE LANE EXTON, PA 19341 | AFLAC | $1 | — | $1 | 0.00% |
| DANIEL E TORRES3 | 301 JAMESON CT. SEVEN FIELDS, PA 16046 | AFLAC | $1 | — | $1 | 0.00% |
| KRISTIN J QUINLAN3 | PO BOX 387 CONNOQUENESSING, PA 16027 | AFLAC | $1 | — | $1 | 0.00% |
| JAMES J BANASZAK3 | 463 INWOOD ROAD PITTSBURGH, PA 15237 | AFLAC | $129 | — | $129 | 4.79% |
| STEVE J PADGELEK3 | 5500 BROOKTREE ROAD SUITE 102 WEXFORD, PA 15090 | AFLAC | $34 | — | $34 | 1.26% |
| ETHAN ROBERT RIFFE3 | 5500 BROOKTREE RD. STE 102 WEXFORD, PA 15090 | AFLAC | $23 | — | $23 | 0.85% |
| STEVE J PADGELEK3 | 305 MERCER ROAD HARMONY, PA 16037 | AFLAC | $18 | — | $18 | 0.67% |
| HALEY E SCHMITT3 | 101 DEIMLING ROAD PITTSBURGH, PA 15229 | AFLAC | $17 | — | $17 | 0.63% |
| JOHN E HRIVNAK3 | 3900 INDUSTRIAL PARK DRIVE SUITE 11 ALTOONA, PA 16602 | AFLAC | $14 | — | $14 | 0.52% |
| FREDERICK L ROSE3 | 3631 PUTTER POINT LANE FORT MYERS, FL 33919 | AFLAC | $11 | — | $11 | 0.41% |
| BRIAN W PATTEN3 | 120 MARGUERITE DRIVE SUITE 101 CRANSBERRY TWP, PA 16066 | AFLAC | $10 | — | $10 | 0.37% |
| MATTHEW MCCLAY3 | 1086 MANSFIELD AVENUE INDIANA, PA 15701 | AFLAC | $6 | — | $6 | 0.22% |
| ASHTON CONSULTING INC3 Filed as: ASHTON CONSULTING, INC. | 5962 SCREAMING EAGLE LN COLUMBIA, MO 65201 | AFLAC | $5 | — | $5 | 0.19% |
| JOY GRUBE PADGELEK3 | 1195 WASHINGTON PIKE SUITE 300 BRIDGEVILLE, PA 15017 | AFLAC | $3 | — | $3 | 0.11% |
| TIMOTHY R QUINLAN3 | PO BOX 387 CONNEQUENESSING, PA 16027 | AFLAC | $2 | — | $2 | 0.07% |
| CHRISTOPHER M ASHTON3 | 5962 SCREAMING EAGLE LANE COLUMBIA, MO 65201 | AFLAC | $1 | — | $1 | 0.04% |
| JAMES G BRANDT3 | 47 MARVIN STREET PORT MATILDA, PA 16870 | AFLAC | $1 | — | $1 | 0.04% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 328 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 329 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Vision | HIGHMARK INC. | 437 | $19K |
| Life insurance | HARTFORD LIFE AND ACCIDENT | 328 | $63K |
| Long-term disability | HARTFORD LIFE AND ACCIDENT | 328 | $63K |
| Other(3 contracts, 2 carriers) | HARTFORD LIFE AND ACCIDENT | 328 | $97K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 437 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.