| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES, INC | 1501 REEDSDALE ST STE 3005 PITTSBURGH, PA 15233 | HIGHMARK, INC. | $21K | — | $21K | 2.75% |
| JASON PAPSON3 | 1501 REEDSDALE ST STE 3005 PITTSBURGH, PA 15233 | HIGHMARK, INC. | $8K | — | $8K | 0.98% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES INC | 1501 REEDSDALE ST STE 3005 PITTSBURGH, PA 15233 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $7K | — | $7K | 15.00% |
| DOUGLAS KAMPER3 | 624 SUISMON ST PITTSBURGH, PA 15212 | AFLAC | $549 | $34 | $583 | 3.62% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES INC | 575 MARKET ST STE 1300 SAN FRANCISCO, CA 94105 | AFLAC | $390 | — | $390 | 2.42% |
| AGORA BENEFITS LLC3 | 11676 PERRY HWY STE 1300 WEXFORD, PA 15090 | AFLAC | $191 | — | $191 | 1.19% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES INC | 701 B ST FL 6 6TH FLOOR SAN DIEGO, CA 92101 | AFLAC | $168 | — | $168 | 1.04% |
| KAYLIE A LING3 | 810 RIVER AVE STE 230 PITTSBURGH, PA 15212 | AFLAC | $148 | $5 | $153 | 0.95% |
| VIRGINIA L MURPHY3 | 2160 STREET RD LIBERTY, MS 39645 | AFLAC | $112 | — | $112 | 0.70% |
| JFP AND ASSOCIATES LLC3 | 960 WHITLEY DR PITTSBURGH, PA 15237 | AFLAC | $77 | — | $77 | 0.48% |
| NICK BUZZELLI INSURANCE LLC3 | 155 CURTIS CT PITTSBURGH, PA 15237 | AFLAC | $58 | — | $58 | 0.36% |
| CHARLES MORALES3 | 39 SAGINAW DR STE 3B ROCHESTER, NY 14623 | AFLAC | $42 | — | $42 | 0.26% |
| BRYAN CHECHAK3 | 2213 MOUNT TROY RD PITTSBURGH, PA 15212 | AFLAC | $25 | — | $25 | 0.16% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES, INC | PO BOX 3009 ARLINGTON HEIGHTS, IL 60006 | AFLAC | $24 | — | $24 | 0.15% |
| KERRY KIMBROUGH3 Filed as: KERRY D KIMBROUGH | PO BOX 23275 LEXINGTON, KY 40523 | AFLAC | $24 | — | $24 | 0.15% |
| SMITH BENEFITS CONSULTING GROUP3 | 810 RIVER AVE STE 230 PITTSBURGH, PA 15212 | AFLAC | $23 | — | $23 | 0.14% |
| BERTHA SUSAN REYNOLDS3 | 8979 EASTWOOD RD PITTSBURGH, OR 15235 | AFLAC | $22 | — | $22 | 0.14% |
| SVETLANA ZEITLIN3 | 105 ADDIS DR CHURCHVILLE, PA 18966 | AFLAC | $18 | — | $18 | 0.11% |
| BARBARA ANN MCNAUGHTON3 | 4910 CORPORATE DR NW STE G HUNTSVILLE, AL 35805 | AFLAC | $18 | — | $18 | 0.11% |
| MICHAEL B MURPHY3 | 3616 SNAPDRAGON LN MCKINNEY, TX 75070 | AFLAC | $12 | — | $12 | 0.07% |
| VANESSA K KOSTIC3 | 12 CASTLE VIEW DR MCKEES ROCKS, PA 15136 | AFLAC | $11 | — | $11 | 0.07% |
| ROBIN SHIVELY3 Filed as: ROBIN E SHIVELY | 347 SCOLA RD BROOKHAVEN, PA 19015 | AFLAC | $9 | — | $9 | 0.06% |
| SCOTT WEBB3 | 26729 N 91ST DR PEORIA, AZ 85383 | AFLAC | $9 | — | $9 | 0.06% |
| PATRICK THOMAS MICHAEL3 | 42 COURTNEY ST PITTSBURGH, PA 15202 | AFLAC | $6 | — | $6 | 0.04% |
| JOSE A SCHIENEMAN3 | 1881 S CARRIAGE LN CHANDLER, AZ 85286 | AFLAC | $6 | — | $6 | 0.04% |
| DALE IRA DAVIS3 | 5892 CEDARCREEK LN LEXINGTON, KY 40515 | AFLAC | $6 | — | $6 | 0.04% |
| SHARYL K BATHE3 Filed as: SHARYL K JUNEAU | 620 ODD FELLOW RD MATTOON, IL 61938 | AFLAC | $5 | — | $5 | 0.03% |
| JOHN M JOHNSON3 | 2150 W NORTHWEST HWY STE 114 GRAPEVINE, TX 76051 | AFLAC | $3 | — | $3 | 0.02% |
| GARY C KLEIN3 | 3211 SAN SEBASTIAN DR CARROLLTON, TX 75006 | AFLAC | $2 | — | $2 | 0.01% |
| HARVEY EDWARD MCCREARY JR3 | 717 BOSLEY DR FATE, TX 75087 | AFLAC | $1 | — | $1 | 0.01% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 95 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 95 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HIGHMARK, INC. | 110 | $779K |
| Dental | HIGHMARK, INC. | 110 | $779K |
| Vision | HIGHMARK, INC. | 110 | $779K |
| Life insurance | UNITED OF OMAHA LIFE INSURANCE COMPANY | 119 | $44K |
| Short-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 119 | $44K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 119 | $44K |
| Prescription drug | HIGHMARK, INC. | 110 | $779K |
| Other(2 contracts, 2 carriers) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 119 | $60K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 119 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.