| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MARSH & MCLENNAN AGENCY LLC3 Filed as: BABB INC. | 850 RIDGE AVENUE PITTSBURGH, PA 15212 | AETNA LIFE INSURANCE CO | $4K | — | $4K | 3.06% |
| ROBERT D BURTON3 | 550 SOUTH AVE VERONA, PA 15147 | AMERICAN FAMILY LIFE ASSURANCE COMPANY | $3K | $40 | $4K | 6.28% |
| ROGERS BENEFIT GROUP INC3 Filed as: JANICE L ROGERS | 163 HUNTER DR CRANBERRY TOWNSHIP, PA 16066 | AMERICAN FAMILY LIFE ASSURANCE COMPANY | $2K | $137 | $2K | 3.95% |
| MICHAEL J KELLY3 | 314 OAKMONT DR PITTSBURGH, PA 15229 | AMERICAN FAMILY LIFE ASSURANCE COMPANY | $710 | $27 | $737 | 1.32% |
| SJP & ASSOCIATES3 Filed as: SJP & ASSOCIATES INC | 4000 OLD STATION RD, APTE 4101 CRANBERRY TOWNSHIP, PA 16066 | AMERICAN FAMILY LIFE ASSURANCE COMPANY | $643 | $17 | $660 | 1.18% |
| ROBERT D BURTON3 | 7546 STATE ROUTE 30, STE 3 IRWIN, PA 15642 | AMERICAN FAMILY LIFE ASSURANCE COMPANY | $442 | $97 | $539 | 0.96% |
| MICHAEL H FLEMING3 | 11186 BROKERS LN IRWIN, PA 15642 | AMERICAN FAMILY LIFE ASSURANCE COMPANY | $362 | — | $362 | 0.65% |
| TEMPLE K WOODLEY3 | 2014 REIS RUN RD PITTSBURGH, PA 15237 | AMERICAN FAMILY LIFE ASSURANCE COMPANY | $359 | $0 | $359 | 0.64% |
| HALEY E SCHMITT3 | 329 STANFORD AVE PITTSBURGH, PA 15229 | AMERICAN FAMILY LIFE ASSURANCE COMPANY | $279 | — | $279 | 0.50% |
| MARIO HAIFA3 | 1195 WASHINGTON PIKE STE 300 BRIDGEVILLE, PA 15017 | AMERICAN FAMILY LIFE ASSURANCE COMPANY | $259 | $0 | $259 | 0.46% |
| RIFFE CONSULTING GROUP LLC3 | 203 MEADOWBROOK DR CRANBERRY TOWNSHIP, PA 16066 | AMERICAN FAMILY LIFE ASSURANCE COMPANY | $214 | $17 | $231 | 0.41% |
| SJP & ASSOCIATES3 Filed as: SJP & ASSOCIATES INC | 5500 BROOKTREE RD, STE 102 WEXFORD, PA 15090 | AMERICAN FAMILY LIFE ASSURANCE COMPANY | $152 | $0 | $152 | 0.27% |
| SMITH BENEFITS CONSULTING GROUP3 | 810 RIVER AVE, STE 230 PITTSBURGH, PA 15212 | AMERICAN FAMILY LIFE ASSURANCE COMPANY | $122 | $27 | $149 | 0.27% |
| STEVE J PADGELEK3 | 4000 OLD STATION RD, APTE 4101 CRANBERRY TOWNSHIP, PA 16066 | AMERICAN FAMILY LIFE ASSURANCE COMPANY | $132 | $0 | $132 | 0.24% |
| JOY GRUBE PADGELEK3 | 1195 WASHINGTON PIKE STE 300 BRIDGEVILLE, PA 15017 | AMERICAN FAMILY LIFE ASSURANCE COMPANY | $73 | — | $73 | 0.13% |
| STEVE J PADGELEK3 | 540 SOUTH MAIN STREET STE 101 ZELIENOPLE, PA 16063 | AMERICAN FAMILY LIFE ASSURANCE COMPANY | $45 | $10 | $55 | 0.10% |
| ETHAN R. RIFFE3 Filed as: ETHAN R RIFFE | 203 MEADOWBROOK DR CRANBERRY TOWNSHIP, PA 16066 | AMERICAN FAMILY LIFE ASSURANCE COMPANY | $42 | $10 | $52 | 0.09% |
| BRIAN W PATTEN3 | 120 MARGUERITE DR, STE 101 CRANBERRY TOWNSHIP, PA 16066 | AMERICAN FAMILY LIFE ASSURANCE COMPANY | $37 | — | $37 | 0.07% |
| JAMES G BRANDT3 | 47 MARVIN STREET PORT MATILDA, PA 16870 | AMERICAN FAMILY LIFE ASSURANCE COMPANY | $34 | — | $34 | 0.06% |
| DONALD J BLAIR3 | 127 SPEER ST, STE 1 BELLE VERNON, PA 15012 | AMERICAN FAMILY LIFE ASSURANCE COMPANY | $24 | $0 | $24 | 0.04% |
| DENNIS L HULSE3 | 240 PARALLEL ST PLEASANTVILLE, PA 16341 | AMERICAN FAMILY LIFE ASSURANCE COMPANY | $23 | $0 | $23 | 0.04% |
| DANIEL M PERLMUTTER3 | 42234 RIGGINS RIDGE TER, APT 518 ASHBURN, VA 20148 | AMERICAN FAMILY LIFE ASSURANCE COMPANY | $16 | $0 | $16 | 0.03% |
| KIMMON R GUSEMAN3 | 48 NICKMAN PLZ LEMONT FURNACE, PA 15456 | AMERICAN FAMILY LIFE ASSURANCE COMPANY | $10 | — | $10 | 0.02% |
| JAMES ELDER BROOKS3 | 101 COPPER BEECH LN WOMELSDORF, PA 19567 | AMERICAN FAMILY LIFE ASSURANCE COMPANY | $9 | — | $9 | 0.02% |
| GDK & COMPANY3 Filed as: GDK INC | 221 PITTSBURGH ST SCOTTDALE, PA 15683 | AMERICAN FAMILY LIFE ASSURANCE COMPANY | $9 | — | $9 | 0.02% |
| CAROLINE OVIAL3 | 300 PERSHING ST ELLWOOD CITY, PA 16117 | AMERICAN FAMILY LIFE ASSURANCE COMPANY | $6 | — | $6 | 0.01% |
| RASONIA G HERRING3 | 138 PARKHURST ST PITTSBURGH, PA 15212 | AMERICAN FAMILY LIFE ASSURANCE COMPANY | $6 | — | $6 | 0.01% |
| MARILYN WYMAN3 | 4276 STONE CREEK DR ERIE, PA 16506 | AMERICAN FAMILY LIFE ASSURANCE COMPANY | $6 | — | $6 | 0.01% |
| IRENE E BROOKS3 | 101 COPPER BEECH LN WOMELSDORF, PA 19567 | AMERICAN FAMILY LIFE ASSURANCE COMPANY | $5 | — | $5 | 0.01% |
| DANIEL R JUDY3 | 231 WALTERS MILL RD SOMERSET, PA 15501 | AMERICAN FAMILY LIFE ASSURANCE COMPANY | $4 | — | $4 | 0.01% |
| EDWARD F ANEWALT3 | 5051 BERNVILLE RD BERNVILLE, PA 19506 | AMERICAN FAMILY LIFE ASSURANCE COMPANY | $4 | — | $4 | 0.01% |
| TERESA L FOUTZ3 | 1877 LEALAND AVE POLAND, OH 44514 | AMERICAN FAMILY LIFE ASSURANCE COMPANY | $3 | — | $3 | 0.01% |
| BILLY M CRAIN3 | 1026 RHODES LN BROOKVILLE, PA 15825 | AMERICAN FAMILY LIFE ASSURANCE COMPANY | $3 | — | $3 | 0.01% |
| BILLY M CRAIN3 | 57 PICKERING ST BROOKVILLE, PA 15825 | AMERICAN FAMILY LIFE ASSURANCE COMPANY | $1 | — | $1 | 0.00% |
| GAIL CAITLIN RILEY3 | 2226 B WYOMING BLVD NE #163 ALBUQUERQUE, NM 67112 | AMERICAN FAMILY LIFE ASSURANCE COMPANY | $1 | — | $1 | 0.00% |
| TIMOTHY R QUINLAN3 | 137 SEMICONON LN RENFREW, PA 16053 | AMERICAN FAMILY LIFE ASSURANCE COMPANY | $1 | — | $1 | 0.00% |
| ASHTON CONSULTING INC3 | 3606 RIDGEVIEW DRIVE STE 200 COLUMBIA, MO 65203 | AMERICAN FAMILY LIFE ASSURANCE COMPANY | $0 | — | $0 | 0.00% |
| SHARON R GRANT3 | 4975 KINGSTON WAY NAPLES, FL 34119 | AMERICAN FAMILY LIFE ASSURANCE COMPANY | $0 | — | $0 | 0.00% |
| AGORA BENEFITS LLC3 | 2593 WEXFORD BAYNE RD STE 102 BLD 1 SEWICKLEY, PA 15143 | THE GURDIAN LIFE INSURANCE COMPANY OF AMERICA | $3K | — | $3K | 6.83% |
| ARMS INSURANCE GROUP LLC3 | 3000 LENTO BLVD BETHEL PARK, PA 15102 | THE GURDIAN LIFE INSURANCE COMPANY OF AMERICA | $2K | — | $2K | 5.00% |
| LIFETIME FINANCIAL GROWTH3 Filed as: LIFETIME FINANCIAL GROWTH LLC | 244 BLVD OF THE ALLIES PITTSBURGH, PA 15222 | THE GURDIAN LIFE INSURANCE COMPANY OF AMERICA | $67 | — | $67 | 0.14% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 124 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 124 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | AETNA LIFE INSURANCE CO | 124 | $115K |
| Dental | THE GURDIAN LIFE INSURANCE COMPANY OF AMERICA | 79 | $49K |
| Vision | THE GURDIAN LIFE INSURANCE COMPANY OF AMERICA | 79 | $49K |
| Life insurance | AETNA LIFE INSURANCE CO | 124 | $115K |
| Long-term disability | AETNA LIFE INSURANCE CO | 124 | $115K |
| Stop-loss / reinsurancereinsurance | COMPANION LIFE | 100 | $179K |
| Other(2 contracts, 2 carriers) | AETNA LIFE INSURANCE CO | 124 | $172K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 124 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.