| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: DRIVER ALLIANT INSURANCE SERVICES | 1501 REEDSDALE STREET SUITE 403 PITTSBURGH, PA 15233 | AETNA LIFE INSURANCE CO | $16K | — | $16K | 2.19% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES HOUSTON | 5444 WESTHEIMER SUITE 900 HOUSTON, TX 77056 | AETNA LIFE INSURANCE CO | — | $187 | $187 | 0.03% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES INC | 1501 REEDSDALE STREET SUITE 3005 PITTSBURGH, PA 15233 | DELTA DENTAL OF PENNSYLVANIA | $2K | — | $2K | 5.00% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES INC | 1501 REEDSDALE ST SUITE 3005 PITTSBURGH, PA 15233 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $2K | $376 | $2K | 12.01% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES INC | 701 B STREET 6TH FLOOR SAN DIEGO, CA 92101 | NATIONAL VISION ADMINISTRATORS LLC - HEARTLAND | $394 | — | $394 | 5.00% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| ALLIANT INSURANCE SERVICES EIN 33-0785439 NONE | Insurance agents and brokers Service code 22 | 1501 REEDSDALE STREET SUITE 403 PITTSBURGH, PA 15233 | $16K |
| ALLIANT INSURANCE SERVICES HOUSTON EIN 33-0785439 NONE | Insurance agents and brokers Service code 22 | 5444 WESTHEIMER SUITE 900 HOUSTON, TX 77056 | $0 |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 102 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 3 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 105 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | AETNA LIFE INSURANCE CO | 93 | $717K |
| Dental | DELTA DENTAL OF PENNSYLVANIA | 130 | $41K |
| Vision | NATIONAL VISION ADMINISTRATORS LLC - HEARTLAND | 132 | $8K |
| Life insurance | UNUM LIFE INSURANCE COMPANY OF AMERICA | 120 | $19K |
| Long-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 120 | $19K |
| Other | UNUM LIFE INSURANCE COMPANY OF AMERICA | 120 | $19K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 132 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.