No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| HIGHMARK EIN 23-1294723 NONE | Other services; Float revenue; Claims processing Service code 12 | — | $407K |
| BENESYS, INC. EIN 38-2383171 CONTRACT ADMINISTRATOR | Contract Administrator Service code 13 | — | $282K |
| PNC BANK EIN 25-1197336 NONE | Custodial (securities); Investment management fees paid directly by plan; Soft dollars commissions; Float revenue Service code 19 | — | $129K |
| DICLAUDIO & KRAMER, LLC EIN 27-0889793 NONE | Accounting (including auditing) Service code 10 | — | $50K |
| BUCK CONSULTANTS, LLC EIN 13-3954297 NONE | Other commissions; Actuarial; Consulting (general) Service code 11 | — | $31K |
| TUCKER ARENSBERG EIN 25-1425735 NONE | Legal Service code 29 | — | $27K |
| MEYER, UNKOVIC, & SCOTT EIN 25-1344985 NONE | Legal Service code 29 | — | $21K |
| WEX HEALTH, INC. EIN 06-1593514 NONE | Claims processing; Other services Service code 12 | — | $8K |
| UPMC HEALTH PLAN EIN 25-1769564 NONE | Claims processing Service code 12 | — | $2K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,237 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 47 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,284 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | UNITED CONCORDIA INSURANCE COMPANY | 88 | $36K |
| Stop-loss / reinsurancereinsurance | HM LIFE INSURANCE COMPANY | 818 | $522K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 818 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.