| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MARSH & MCLENNAN AGENCY LLC3 Filed as: BABB, INC. | 850 RIDGE ROAD PITTSBURGH, PA 15212 | UPMC HEALTH OPTIONS | $33K | — | $33K | 3.07% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: BABB, INC. | 850 RIDGE ROAD PITTSBURGH, PA 15212 | AETNA | $3K | — | $3K | 8.22% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: BABB, INC. | 850 RIDGE ROAD PITTSBURGH, PA 15212 | AETNA | $2K | — | $2K | 8.30% |
| RAY A JETER SR3 | 126 RITZLAND RD PITTSBURGH, PA 15235 | AFLAC | $2K | $119 | $2K | 9.70% |
| JAMES DANIEL CRAWLEY3 | 2316 MCNARY BLVD PITTSBURGH, PA 15235 | AFLAC | $421 | — | $421 | 2.19% |
| ADAM N STEINEL3 Filed as: ADAM N. STEINEL | 7546 US ROUTE 30, 3RD FL IRWIN, PA 15642 | AFLAC | $276 | $24 | $300 | 1.56% |
| MICHAEL H FLEMING3 Filed as: MICHAEL H. FLEMING | 11186 BROKERS LANE IRWIN, PA 15642 | AFLAC | $172 | $24 | $196 | 1.02% |
| BRADLEY KAUFFMAN3 | 315 GREEN RIDGE ROAD, SUITE H-1 NEW CASTLE, PA 16105 | AFLAC | $116 | — | $116 | 0.60% |
| MICHAEL WORLEY3 | 20240 BOCKMAN HOLLOW RD SAEGERTOWN, PA 16433 | AFLAC | $78 | — | $78 | 0.41% |
| RIFFE CONSULTING GROUP LLC3 | 219 TIMBER RIDGE CRANBERRY TWP, PA 16066 | AFLAC | $74 | — | $74 | 0.38% |
| MARIO HAIFA3 | 1195 WASHINGTON PIKE, SUITE 300 BRIDGEVILLE, PA 15017 | AFLAC | $54 | — | $54 | 0.28% |
| LAYNE FINANCIAL INC3 Filed as: LAYNE FINANCIAL | 315 GREEN RIDGE ROAD, SUITE H-1 NEW CASTLE, PA 16105 | AFLAC | $28 | — | $28 | 0.15% |
| DIANE M WORLEY3 Filed as: DIANE M. WORLEY | 20240 BOCKMAN HOLLOW RD SAEGERTOWN, PA 16433 | AFLAC | $23 | — | $23 | 0.12% |
| JAMES V CLEMENS3 | 7 ROWAN AVENUE GREENSBURG, PA 15601 | AFLAC | $18 | — | $18 | 0.09% |
| TYE ELLIOTT3 | 1300 N. INDEPENDENCE CT GERMANTOWN HILLS, IL 61548 | AFLAC | $18 | — | $18 | 0.09% |
| RITA BERGSTEIN BENEFITS LLC3 | 12260 STATE ROUTE 30 NORTH HUNTINGDON, PA 15642 | AFLAC | $15 | — | $15 | 0.08% |
| THE TORRES GROUP LLC3 | 1750 FARMINTON CIRCLE WELLINTON, TN 37919 | AFLAC | $14 | — | $14 | 0.07% |
| TEMPLE K WOODLEY3 Filed as: TEMPLE K. WOODLEY | 2014 REIS RUN RD PITTSBURGH, PA 15237 | AFLAC | $12 | — | $12 | 0.06% |
| JOY GRUBE PADGELEK3 | 1195 WASHINGTON PIKE, SUITE 300 BRIDGEVILLE, PA 15017 | AFLAC | $11 | — | $11 | 0.06% |
| BRIAN W PATTEN3 Filed as: BRIAN W. PATTEN | 120 MARGUERITE DR, SUITE 101 CRANBERRY TWP, PA 16066 | AFLAC | $6 | — | $6 | 0.03% |
| JAMES G BRANDT3 Filed as: JAMES G. BRANDT | 47 MARVIN STREET PORT MATILDA, PA 16870 | AFLAC | $5 | — | $5 | 0.03% |
| RAY A JETER SR3 | 126 RITZLAND RD PITTSBURGH, PA 15235 | AFLAC | $2K | $39 | $2K | 9.82% |
| ADAM N STEINEL3 Filed as: ADAM N. STEINEL | 7546 US ROUTE 30, 3RD FL IRWIN, PA 15642 | AFLAC | $365 | $8 | $373 | 1.96% |
| JAMES DANIEL CRAWLEY3 | 2316 MCNARY BLVD PITTSBURGH, PA 15235 | AFLAC | $297 | — | $297 | 1.56% |
| MICHAEL H FLEMING3 Filed as: MICHAEL H. FLEMING | 11186 BROKERS LANE IRWIN, PA 15642 | AFLAC | $235 | $8 | $243 | 1.27% |
| LEE ANN M. KLINE3 | 18 PINTAIL DRIVE PITTSBURGH, PA 15236 | AFLAC | $85 | — | $85 | 0.45% |
| RIFFE CONSULTING GROUP LLC3 | 219 TIMBER RIDGE CRANBERRY TWP, PA 16066 | AFLAC | $82 | — | $82 | 0.43% |
| KRISTIN J QUINLAN3 Filed as: KRISTIN J. QUINLAN | 137 SEMICONON LANE RENFREW, PA 16053 | AFLAC | $50 | — | $50 | 0.26% |
| MARIO HAIFA3 | 216 WARWICK DRIVE PITTSBURGH, PA 15241 | AFLAC | $43 | — | $43 | 0.23% |
| BRADLEY KAUFFMAN3 | 3009 WILMINGTON ROAD NEW CASTLE, PA 16105 | AFLAC | $42 | — | $42 | 0.22% |
| USI INSURANCE SERVICES LLC3 | PO BOX 62889 VIRGINIA BEACH, VA 23466 | AFLAC | $41 | — | $41 | 0.21% |
| USI INSURANCE SERVICES LLC3 | 312 ELM ST, SUITE 2400 CINCINNATI, OH 45202 | AFLAC | $34 | — | $34 | 0.18% |
| TYE ELLIOTT3 | 1300 N. INDEPENDENCE CT GERMANTOWN HILLS, IL 61548 | AFLAC | $26 | — | $26 | 0.14% |
| RITA BERGSTEIN BENEFITS LLC3 | 12260 STATE ROUTE 30 NORTH HUNTINGDON, PA 15642 | AFLAC | $16 | — | $16 | 0.08% |
| THE TORRES GROUP LLC3 | 1750 FARMINTON CIRCLE WELLINTON, TN 37919 | AFLAC | $12 | — | $12 | 0.06% |
| JOY GRUBE PADGELEK3 | 1195 WASHINGTON PIKE, SUITE 300 BRIDGEVILLE, PA 15017 | AFLAC | $8 | — | $8 | 0.04% |
| BRIAN W PATTEN3 Filed as: BRIAN W. PATTEN | 120 MARGUERITE DR, SUITE 101 CRANBERRY TWP, PA 16066 | AFLAC | $8 | — | $8 | 0.04% |
| JAMES V CLEMENS3 | 7 ROWAN AVENUE GREENSBURG, PA 15601 | AFLAC | $5 | — | $5 | 0.03% |
| JOHN P FRICK3 Filed as: JOHN P. FRICK | 724 HIGH STREET EXT DUNBAR, PA 15431 | AFLAC | $1 | — | $1 | 0.01% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: BABB, INC. | 850 RIDGE ROAD PITTSBURGH, PA 15212 | UPMC HEALTH OPTIONS | $735 | — | $735 | 4.23% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: BABB, INC. | 850 RIDGE ROAD PITTSBURGH, PA 15212 | HARTFORD LIFE AND ACCIDENT | $2K | — | $2K | 10.91% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: BABB, INC. | 850 RIDGE ROAD PITTSBURGH, PA 15212 | UPMC HEALTH OPTIONS | $630 | — | $630 | 4.26% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: BABB, INC. | 850 RIDGE ROAD PITTSBURGH, PA 15212 | VISION BENEFITS OF AMERICA | $1K | $60 | $1K | 12.55% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: BABB, INC. | 850 RIDGE ROAD PITTSBURGH, PA 15212 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $2K | $75 | $2K | 15.75% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: BABB, INC. | 850 RIDGE ROAD PITTSBURGH, PA 15212 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $186 | — | $186 | 2.54% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: BABB, INC. | 850 RIDGE ROAD PITTSBURGH, PA 15212 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $103 | — | $103 | 1.73% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: BABB, INC. | 850 RIDGE ROAD PITTSBURGH, PA 15212 | VISION BENEFITS OF AMERICA | $368 | — | $368 | 8.47% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: BABB, INC. | 850 RIDGE ROAD PITTSBURGH, PA 15212 | VISION BENEFITS OF AMERICA | $159 | — | $159 | 9.19% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: BABB, INC. | 850 RIDGE ROAD PITTSBURGH, PA 15212 | VISION BENEFITS OF AMERICA | $115 | — | $115 | 9.66% |
| RAY A JETER SR3 | 126 RITZLAND RD PITTSBURGH, PA 15235 | AFLAC | $70 | — | $70 | 6.47% |
| JAMES DANIEL CRAWLEY3 | 2316 MCNARY BLVD PITTSBURGH, PA 15235 | AFLAC | $38 | — | $38 | 3.51% |
| RIFFE CONSULTING GROUP LLC3 | 219 TIMBER RIDGE CRANBERRY TWP, PA 16066 | AFLAC | $18 | — | $18 | 1.66% |
| MARIO HAIFA3 | 216 WARWICK DRIVE PITTSBURGH, PA 15241 | AFLAC | $8 | — | $8 | 0.74% |
| JOY GRUBE PADGELEK3 | 1195 WASHINGTON PIKE, SUITE 300 BRIDGEVILLE, PA 15017 | AFLAC | $1 | — | $1 | 0.09% |
| BRIAN W PATTEN3 Filed as: BRIAN W. PATTEN | 120 MARGUERITE DR, SUITE 101 CRANBERRY TWP, PA 16066 | AFLAC | $1 | — | $1 | 0.09% |
| RAY A JETER SR3 | 126 RITZLAND RD PITTSBURGH, PA 15235 | AFLAC | $43 | — | $43 | 4.56% |
| JAMES DANIEL CRAWLEY3 | 2316 MCNARY BLVD PITTSBURGH, PA 15235 | AFLAC | $27 | — | $27 | 2.86% |
| RITA BERGSTEIN BENEFITS LLC3 | 12260 STATE ROUTE 30 NORTH HUNTINGDON, PA 15642 | AFLAC | $13 | — | $13 | 1.38% |
| TYE ELLIOTT3 | 1300 N. INDEPENDENCE CT GERMANTOWN HILLS, IL 61548 | AFLAC | $7 | — | $7 | 0.74% |
| THE TORRES GROUP LLC3 | 1750 FARMINTON CIRCLE WELLINTON, TN 37919 | AFLAC | $2 | — | $2 | 0.21% |
| JOHN P FRICK3 Filed as: JOHN P. FRICK | 724 HIGH STREET EXT DUNBAR, PA 15431 | AFLAC | $1 | — | $1 | 0.11% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 143 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 143 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(7 contracts, 2 carriers) | UPMC HEALTH OPTIONS | 308 | $1.1M |
| Dental(2 contracts) | AETNA | 60 | $56K |
| Vision(4 contracts) | VISION BENEFITS OF AMERICA | 73 | $18K |
| Life insurance(8 contracts, 4 carriers) | AFLAC | 64 | $79K |
| Short-term disability(5 contracts, 2 carriers) | AFLAC | 64 | $55K |
| Long-term disability | HARTFORD LIFE AND ACCIDENT | 64 | $15K |
| Other(3 contracts, 2 carriers) | HARTFORD LIFE AND ACCIDENT | 64 | $32K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 308 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.