| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: SAGEWELL PARTNERS (ALLIANT INS) | 1501 REEDSDALE ST. #403 PITTSBURGH, PA 15212 | UPMC HEALTH OPTIONS | $11K | — | $11K | 0.55% |
| HUNTINGTON INSURANCE INC3 Filed as: HUNTINGTON INSURANCE | 37 WEST BROAD STREET 7TH FLOOR COLUMBUS, OH 43215 | UPMC HEALTH OPTIONS | $9K | — | $9K | 0.45% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: SAGEWELL PARTNERS (ALLIANT INS) | 1501 REEDSDALE ST. #403 PITTSBURGH, PA 15212 | UPMC HEALTH OPTIONS | $6K | — | $6K | 0.51% |
| HUNTINGTON INSURANCE INC3 Filed as: HUNTINGTON INSURANCE | 37 WEST BROAD STREET 7TH FLOOR COLUMBUS, OH 43215 | UPMC HEALTH OPTIONS | $4K | — | $4K | 0.28% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: SAGEWELL PARTNERS (ALLIANT INS) | 1501 REEDSDALE ST. #403 PITTSBURGH, PA 15212 | UPMC HEALTH OPTIONS | $7K | — | $7K | 0.66% |
| HUNTINGTON INSURANCE INC3 Filed as: HUNTINGTON INSURANCE | 37 WEST BROAD STREET 7TH FLOOR COLUMBUS, OH 43215 | UPMC HEALTH OPTIONS | $3K | — | $3K | 0.23% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: SAGEWELL PARTNERS (ALLIANT INS) | 1501 REEDSDALE ST. #403 PITTSBURGH, PA 15212 | UPMC HEALTH OPTIONS | $5K | — | $5K | 0.64% |
| HUNTINGTON INSURANCE INC3 Filed as: HUNTINGTON INSURANCE | 37 WEST BROAD STREET 7TH FLOOR COLUMBUS, OH 43215 | UPMC HEALTH OPTIONS | $3K | — | $3K | 0.34% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: SAGEWELL PARTNERS (ALLIANT INS) | 1501 REEDSDALE ST. #403 PITTSBURGH, PA 15212 | UPMC HEALTH OPTIONS | $3K | — | $3K | 0.55% |
| HUNTINGTON INSURANCE INC3 Filed as: HUNTINGTON INSURANCE | 37 WEST BROAD STREET 7TH FLOOR COLUMBUS, OH 43215 | UPMC HEALTH OPTIONS | $3K | — | $3K | 0.45% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: SAGEWELL PARTNERS (ALLIANT INS) | 1501 REEDSDALE ST. #403 PITTSBURGH, PA 15212 | UPMC HEALTH OPTIONS | $3K | — | $3K | 0.69% |
| HUNTINGTON INSURANCE INC3 Filed as: HUNTINGTON INSURANCE | 37 WEST BROAD STREET 7TH FLOOR COLUMBUS, OH 43215 | UPMC HEALTH OPTIONS | $886 | — | $886 | 0.21% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: SAGEWELL PARTNERS (ALLIANT INS) | 1501 REEDSDALE ST. #403 PITTSBURGH, PA 15212 | UPMC HEALTH OPTIONS | $2K | — | $2K | 0.53% |
| HUNTINGTON INSURANCE INC3 Filed as: HUNTINGTON INSURANCE | 37 WEST BROAD STREET 7TH FLOOR COLUMBUS, OH 43215 | UPMC HEALTH OPTIONS | $975 | — | $975 | 0.28% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: SAGEWELL PARTNERS (ALLIANT INS) | 1501 REEDSDALE ST. #403 PITTSBURGH, PA 15212 | UPMC HEALTH OPTIONS | $2K | — | $2K | 0.61% |
| HUNTINGTON INSURANCE INC3 Filed as: HUNTINGTON INSURANCE | 37 WEST BROAD STREET 7TH FLOOR COLUMBUS, OH 43215 | UPMC HEALTH OPTIONS | $1K | — | $1K | 0.36% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INS SERVICES INC | 1301 DOVE ST STE 200 NEWPORT BEACH, CA 92660 | STANDARD INSURANCE COMPANY | $16K | — | $16K | 5.26% |
| HUNTINGTON INSURANCE INC3 | — | UNITED CONCORDIA INSURANCE COMPANY | $9K | — | $9K | 3.10% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES INC | — | UNITED CONCORDIA INSURANCE COMPANY | $1K | $866 | $2K | 0.82% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: ARTHUR GALLAGHER & CO | — | UNITED CONCORDIA INSURANCE COMPANY | $1K | $816 | $2K | 0.74% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: SAGEWELL PARTNERS (ALLIANT INS) | 1501 REEDSDALE ST. #403 PITTSBURGH, PA 15212 | UPMC HEALTH OPTIONS | $2K | — | $2K | 0.71% |
| HUNTINGTON INSURANCE INC3 Filed as: HUNTINGTON INSURANCE | 37 WEST BROAD STREET 7TH FLOOR COLUMBUS, OH 43215 | UPMC HEALTH OPTIONS | $662 | — | $662 | 0.29% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: SAGEWELL PARTNERS (ALLIANT INS) | 1501 REEDSDALE ST. #403 PITTSBURGH, PA 15212 | UPMC HEALTH OPTIONS | $2K | — | $2K | 0.75% |
| HUNTINGTON INSURANCE INC3 Filed as: HUNTINGTON INSURANCE | 37 WEST BROAD STREET 7TH FLOOR COLUMBUS, OH 43215 | UPMC HEALTH OPTIONS | $550 | — | $550 | 0.26% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES INC | 1501 REEDSDALE STREET SUITE 2005 PITTSBURGH, PA 15233 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $1K | $3K | $4K | 2.01% |
| HUNTINGTON INSURANCE INC3 | 221 S CHURCH ST BOWLING GREEN, OH 43402 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $3K | — | $3K | 1.90% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES | 240 MADISON AVE 7TH FLOOR MEMPHIS, TN 38103 | HIGHMARK INC | $299 | — | $299 | 0.47% |
| HUNTINGTON INSURANCE INC3 | — | HIGHMARK INC | $229 | — | $229 | 0.36% |
| AMERICAN BENEFITS AND COMPENSATION3 Filed as: AMERICAN BENEFITS & COMPENSATION | 101 PARK AVE 14TH FLOOR NEW YORK, NY 10178 | CONTINENTAL AMERICAN INSURANCE COMPANY | $6K | — | $6K | 29.96% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES INC | 1501 REEDSDALE STREET STE 2005 PITTSBURGH, PA 15233 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $682 | $136 | $818 | 8.90% |
| HUNTINGTON INSURANCE INC3 | 221 S CHURCH ST BOWLING GREEN, OH 43402 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $237 | — | $237 | 2.58% |
| AON CONSULTING INC3 Filed as: CUSTOM BENEFIT PROGRAMS AON COMPANY | 897 12TH ST HAMMONTON, NJ 08037 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $45 | — | $45 | 0.92% |
| GALLAGHER BENEFIT SERVICES, INC.3 | P.O. BOX 95287 CHICAGO, IL 60694 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $42 | — | $42 | 0.86% |
| FIRST COMMONWEALTH INSURANCE AGENCY3 | 654 PHILADELPHIA ST INDIANA, PA 15701 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $30 | — | $30 | 0.61% |
| HUNTINGTON INSURANCE INC3 Filed as: HUNTINGTON INSURANCE | 37 WEST BROAD STREET 7TH FLOOR COLUMBUS, OH 43215 | UPMC HEALTH OPTIONS | $25 | — | $25 | 0.99% |
| HUNTINGTON INSURANCE INC3 Filed as: HUNTINGTON INSURANCE | 37 WEST BROAD STREET 7TH FLOOR COLUMBUS, OH 43215 | UPMC HEALTH OPTIONS | $59 | — | $59 | 2.44% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: SAGEWELL PARTNERS (ALLIANT INS) | 1501 REEDSDALE ST. #403 PITTSBURGH, PA 15212 | UPMC HEALTH OPTIONS | $12 | — | $12 | 0.50% |
| HUNTINGTON INSURANCE INC3 Filed as: HUNTINGTON INSURANCE | 37 WEST BROAD STREET COLUMBUS, OH 43215 | UPMC HEALTH OPTIONS | $59 | — | $59 | 2.83% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: SAGEWELL PARTNERS (ALLIANT INS) | 1501 REEDSDALE ST. #403 PITTSBURGH, PA 15212 | UPMC HEALTH OPTIONS | $2 | — | $2 | 0.10% |
| HUNTINGTON INSURANCE INC3 Filed as: HUNTINGTON INSURANCE | 37 WEST BROAD STREET 7TH FLOOR COLUMBUS, OH 43215 | UPMC HEALTH OPTIONS | $6 | — | $6 | 1.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 925 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 6 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 931 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(16 contracts) | UPMC HEALTH OPTIONS | 246 | $7.4M |
| Dental | UNITED CONCORDIA INSURANCE COMPANY | 918 | $286K |
| Vision | HIGHMARK INC | 864 | $64K |
| Life insurance(2 contracts, 2 carriers) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 925 | $186K |
| Short-term disability | STANDARD INSURANCE COMPANY | 1,114 | $310K |
| Long-term disability(2 contracts, 2 carriers) | STANDARD INSURANCE COMPANY | 1,114 | $319K |
| Prescription drug(16 contracts) | UPMC HEALTH OPTIONS | 246 | $7.4M |
| Other(4 contracts, 4 carriers) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 1,400 | $205K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,400 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.