| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| LOESEL-SCHAAF INSURANCE AGENCY INC3 Filed as: LOESEL-SCHAAF INSURANCE AGENCY INC. | 3537 W 12TH ST. ERIE, PA 16505 | HIGHMARK INC. | $24K | — | $24K | 1.16% |
| USI INSURANCE SERVICES LLC3 | 800 STATE STREET STE 200 ERIE, PA 16501 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $8K | — | $8K | 5.29% |
| STALWART INSURANCE LLC3 | 2570 BOYCE PLAZA RD. STE 160 PITTSBURGH, PA 15241 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $7K | — | $7K | 4.71% |
| USI INSURANCE SERVICES LLC3 | 800 STATE STREET STE 200 ERIE, PA 16501 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $5K | — | $5K | 8.95% |
| STALWART INSURANCE LLC3 | 2570 BOYCE PLAZA RD. STE 160 PITTSBURGH, PA 15241 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $3K | — | $3K | 6.05% |
| USI INSURANCE SERVICES LLC3 | 800 STATE STREET STE 200 ERIE, PA 16501 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $1K | — | $1K | 9.35% |
| STALWART INSURANCE LLC3 | 2570 BOYCE PLAZA RD. STE 160 PITTSBURGH, PA 15241 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $756 | — | $756 | 5.65% |
| USI INSURANCE SERVICES LLC3 | 800 STATE STREET STE 200 ERIE, PA 16501 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $148 | — | $148 | 7.81% |
| STALWART INSURANCE LLC3 | 2570 BOYCE PLAZA RD. STE 160 PITTSBURGH, PA 15241 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $136 | — | $136 | 7.18% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 247 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 247 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HIGHMARK INC. | 540 | $2.1M |
| Dental | HIGHMARK INC. | 604 | $110K |
| Life insurance | RELIANCE STANDARD LIFE INSURANCE COMPANY | 227 | $13K |
| Short-term disability | RELIANCE STANDARD LIFE INSURANCE COMPANY | 216 | $158K |
| Long-term disability | RELIANCE STANDARD LIFE INSURANCE COMPANY | 227 | $51K |
| Prescription drug | HIGHMARK INC. | 540 | $577K |
| Other | RELIANCE STANDARD LIFE INSURANCE COMPANY | 227 | $2K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 604 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.