| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| AON CONSULTING INC3 Filed as: AON RISK SERVICES - PITTSBURGH | 75 REMITTANCE DR SUITE 1446 CHICAGO, IL 60675 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $70K | $44K | $114K | 3.25% |
| AON CONSULTING INC3 Filed as: AON RISK SERVICES CENTRAL | 75 REMITTANCE DR #1446 CHICAGO, IL 60675 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $75K | — | $75K | 5.00% |
| AON CONSULTING INC3 Filed as: AON RISK SERVICES CENTRAL INC | 75 REMITTANCE DRIVE #1446 ACCT 30215288 CHICAGO, IL 606750001 | METROPOLITAN LIFE INSURANCE COMPANY | — | $13K | $13K | 0.93% |
| AON CONSULTING INC3 Filed as: AON RISK SERVICES CENTRAL INC | 75 REMITTANCE DR DEPT 1446 CHICAGO, IL 606751446 | METROPOLITAN LIFE INSURANCE COMPANY | — | $48 | $48 | 0.00% |
| AON CONSULTING INC3 | 1 PIEDMONT CTR NE SUITE 600 - ATTN M BROWNING ATLANTA, GA 303051501 | METROPOLITAN LIFE INSURANCE COMPANY | $21K | — | $21K | 1.83% |
| LPL FINANCIAL CORP3 | 4707 EXECUTIVE DR ATTN CLIENT COMPENSATION DEPT SAN DIEGO, CA 921213091 | METROPOLITAN LIFE INSURANCE COMPANY | $15K | — | $15K | 1.25% |
| AON CONSULTING INC3 Filed as: AON CONSULTING | P.O. BOX 905494 CHARLOTTE, NC 282905494 | METROPOLITAN LIFE INSURANCE COMPANY | — | $7K | $7K | 0.61% |
| WILLIAM BEAR3 | 321 N CLARK ST FL14 ABI ATTN GARY KARLOWICZ CHICAGO, IL 606547593 | METROPOLITAN LIFE INSURANCE COMPANY | $6K | — | $6K | 0.53% |
| LPL FINANCIAL CORP3 | 4707 EXECUTIVE DR ATTN CLIENT COMPENSATION DEPARTMENT SAN DIEGO, CA 921213091 | METROPOLITAN LIFE INSURANCE COMPANY | — | $2K | $2K | 0.19% |
| AON CONSULTING INC3 | 1 PIEDMONT CTR NE SUITE 600 ATLANTA, GA 303051501 | METROPOLITAN LIFE INSURANCE COMPANY | — | $80 | $80 | 0.01% |
| AON CONSULTING INC3 | 101 S. TRYON STREET SUITE 2550 CHARLOTTE, NC 28280 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $92K | — | $92K | 10.00% |
| RANDALL WARREN PECK3 Filed as: RANDALL PECK | PECK FINANCIAL 950 PENINSULA CORP CIRCLE BOCA RATON, FL 33487 | JOHN HANCOCK USA | $65K | — | $65K | 13.16% |
| AON CONSULTING INC3 Filed as: AON RISK SERVICES NORTHEAST, INC. | 300 JERICHO QUADRANGLE JERICHO, NY 11753 | ACE AMERICAN INSURANCE COMPANY | $33K | — | $33K | 21.38% |
| RANDALL WARREN PECK3 Filed as: RANDALL PECK | PECK FINANCIAL 950 PENINSULA CORP CIRCLE BOCA RATON, FL 33478 | JOHN HANCOCK USA | $14K | — | $14K | 12.39% |
| AON CONSULTING INC3 Filed as: AON RISK SERVICES CENTRAL | 75 REMITTANCE DR #1446 CHICAGO, IL 60675 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $5K | — | $5K | 5.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 3,813 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 48 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 3,861 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 80 | $925K |
| Dental(2 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 3,687 | $2.3M |
| Vision(2 contracts, 2 carriers) | NATIONAL GUARDIAN LIFE INSURANCE COMPANY | 2,037 | $214K |
| Life insurance(2 contracts, 2 carriers) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 3,771 | $2.7M |
| Short-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 2,270 | $3.5M |
| Long-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 2,270 | $3.5M |
| Stop-loss / reinsurancereinsurance | AETNA LIFE INSURANCE COMPANY | 1,910 | $1.2M |
| Other(8 contracts, 6 carriers) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 4,362 | $4.5M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 4,362 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.