| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| LONDINO ASSOCIATES LLC3 Filed as: LONDINO ROSS ASSOCIATES | 17500 WATERLEAF DRIVE SEWICKLEY, PA 151432451 | METROPOLITAN LIFE INSURANCE COMPANY | $14K | $0 | $14K | 0.73% |
| LONDINO ASSOCIATES LLC3 Filed as: LONDINO ROSS ASSOCIATES, LLC | 1750 WATERLEAF DRIVE SEWICKLEY, PA 15143 | LIBERTY LIFE ASSURANCE COMPANY OF BOSTON | $10K | $7K | $17K | 1.10% |
| LONDINO ASSOCIATES LLC3 Filed as: LONDINO ROSS ASSOCIATES LLC | 1750 WATERLEAF DRIVE SEWICKLEY, PA 15143 | LIBERTY LIFE ASSURANCE COMPANY OF BOSTON | $10K | $10K | $20K | 1.32% |
| LONDINO ASSOCIATES LLC3 Filed as: LONDINO ROSS ASSOCIATES LLC | 1750 WATERLEAF DRIVE SEWICKLEY, PA 15143 | LIBERTY LIFE ASSURANCE COMPANY OF BOSTON | $10K | $4K | $14K | 2.26% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 3,960 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 250 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 4,210 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(4 contracts, 4 carriers) | HIGHMARK | 182 | $1.6M |
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 7,177 | $2.0M |
| Vision(2 contracts) | COMBINED INSURANCE COMPANY OF AMERICA | 5,832 | $393K |
| Life insurance | LIBERTY LIFE ASSURANCE COMPANY OF BOSTON | 4,121 | $1.5M |
| Short-term disability | LIBERTY LIFE ASSURANCE COMPANY OF BOSTON | 3,682 | $1.5M |
| Long-term disability | LIBERTY LIFE ASSURANCE COMPANY OF BOSTON | 3,656 | $627K |
| Other(2 contracts, 2 carriers) | LIBERTY LIFE ASSURANCE COMPANY OF BOSTON | 10,378 | $1.6M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 10,378 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.