No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| AETNA EIN 06-6033492 NONE | Direct payment from the plan; Contract Administrator; Claims processing Service code 12 | — | $10.7M |
| TOWERS WATSON EIN 26-0676603 NONE | Direct payment from the plan; Participant communication Service code 38 | — | $3.2M |
| CASTLIGHT EIN 26-1989091 NONE | Other services; Direct payment from the plan; Consulting (general); Participant communication Service code 16 | — | $1.0M |
| BLUE CROSS BLUE SHIELD EIN 23-2229683 NONE | Other fees; Direct payment from the plan; Contract Administrator Service code 13 | — | $754K |
| SONIC BOOM WELLNESS, INC. EIN 26-1678864 NONE | Direct payment from the plan; Consulting (general) Service code 16 | — | $457K |
| UNITED HEALTHCARE EIN 47-0676824 NONE | Claims processing; Direct payment from the plan; Contract Administrator Service code 12 | — | $455K |
| PAYFLEX EIN 91-1774434 NONE | Direct payment from the plan; Other fees Service code 50 | — | $390K |
| ROC EIN 36-4220885 NONE | Consulting (general); Direct payment from the plan Service code 16 | — | $243K |
| MAPLE TREE LAB EIN 27-2153310 NONE | Consulting (general); Direct payment from the plan Service code 16 | — | $104K |
| BELL LITHO EIN 36-2550923 NONE | Direct payment from the plan; Copying and duplicating; Other services; Participant communication Service code 36 | — | $98K |
| CROWE HORWATH EIN 35-0921680 NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $25K |
| BRYAN CAVE, LLP EIN 43-0602162 NONE | Legal; Direct payment from the plan Service code 29 | — | $24K |
| QUEST DIAGNOSTICS EIN 16-1387862 NONE | Direct payment from the plan; Other services Service code 49 | — | $17K |
| JPMORGAN CHASE BANK, NA. EIN 13-4994650 NONE | Trustee (bank, trust company, or similar financial institution); Trustee (directed); Float revenue; Direct payment from the plan; Distribution (12b-1) fees Service code 21 | — | $16K |
| XEROX HR SOLUTIONS EIN 04-3609848 NONE | Recordkeeping and information management (computing, tabulating, data processing, etc.); Direct payment from the plan Service code 15 | — | $12K |
| EYE MED VISION CARE EIN 86-0773195 NONE | Contract Administrator; Claims processing; Direct payment from the plan Service code 12 | — | $10K |
| AON HEWITT EIN 22-2232264 NONE | Direct payment from the plan; Consulting (general) Service code 16 | — | $7K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 18,462 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 627 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 19,089 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(5 contracts, 5 carriers) | PHYSICIANS PLUS INSURANCE CORP | 1,234 | $8.1M |
| Dental(2 contracts, 2 carriers) | AETNA LIFE INSURANCE COMPANY | 13 | $129K |
| Vision(2 contracts, 2 carriers) | AETNA LIFE INSURANCE CO. | 19,283 | $1.7M |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 16,868 | $2.3M |
| Short-term disability(2 contracts, 2 carriers) | HARTFORD LIFE AND ACCIDENT | 24 | $4K |
| Long-term disability | AETNA LIFE INSURANCE COMPANY | 21 | $50K |
| Other(3 contracts, 3 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 16,868 | $2.5M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 19,283 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.