| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| TUCKER JOHNSTON & SMELZER INC3 | 1301 GRANDVIEW AVENUE, STE 400 PITTSBURGH, PA 15211 | AETNA LIFE INSURANCE CO. | $9K | — | $9K | 11.00% |
| ASSUREDPARTNERS3 Filed as: THE HDH GROUP INC | 210 SIXTH AVE 30TH FLOOR PITTSBURGH, PA 15222 | AETNA LIFE INSURANCE CO. | $3K | — | $3K | 3.32% |
| ASSUREDPARTNERS3 Filed as: THE HDH GROUP INC | 210 SIXTH AVE 30TH FLOOR PITTSBURGH, PA 15222 | AETNA LIFE INSURANCE CO. | $1K | — | $1K | 3.35% |
| TUCKER JOHNSTON & SMELZER INC3 | 1301 GRANDVIEW AVENUE PITTSBURGH, PA 15211 | AETNA LIFE INSURANCE CO. | $511 | — | $511 | 1.67% |
| ASSUREDPARTNERS3 Filed as: THE HDH GROUP INC | 210 SIXTH AVE 30TH FLOOR PITTSBURGH, PA 15222 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $2K | $104 | $2K | 7.81% |
| TUCKER JOHNSTON & SMELZER INC3 | 1301 GRANDVIEW AVE STE 400 PITTSBURGH, PA 152111205 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $2K | $95 | $2K | 7.15% |
| ASSUREDPARTNERS3 Filed as: THE HDH GROUP INC | 210 SIXTH AVE 30TH FLOOR PITTSBURGH, PA 15222 | AETNA LIFE INSURANCE CO. | $713 | — | $713 | 3.32% |
| TUCKER JOHNSTON & SMELZER INC3 | 1301 GRANDVIEW AVENUE, STE 400 PITTSBURGH, PA 15211 | AETNA LIFE INSURANCE CO. | $364 | — | $364 | 1.70% |
| ASSUREDPARTNERS3 Filed as: THE HDH GROUP INC | 210 SIXTH AVE 30TH FLOOR PITTSBURGH, PA 15222 | AETNA LIFE INSURANCE CO. | $262 | — | $262 | 3.28% |
| TUCKER JOHNSTON & SMELZER INC3 | 1301 GRANDVIEW AVENUE, STE 400 PITTSBURGH, PA 15211 | AETNA LIFE INSURANCE CO. | $200 | — | $200 | 2.51% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 534 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 3 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 537 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Vision(5 contracts) | VISION BENEFITS OF AMERICA | 143 | $38K |
| Life insurance(5 contracts, 2 carriers) | AETNA LIFE INSURANCE CO. | 313 | $172K |
| Long-term disability(4 contracts) | AETNA LIFE INSURANCE CO. | 313 | $144K |
| Other(4 contracts) | AETNA LIFE INSURANCE CO. | 313 | $144K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 313 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.