| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| AON CONSULTING INC4 Filed as: HEWITT ASSOCIATES LLC | 39340 TREASURY CENTER CHICAGO, IL 60694 | KAISER FOUNDATION HEALTH PLAN, INC. (CALIFORNIA) | $85K | — | $85K | 0.50% |
| AMERICAN BENEFITS AND COMPENSATION3 Filed as: AMERICAN BENEFITS COMPENSATION | SYSTEMS INC. 99 PARK AVE, FL 25 NEW YORK, NY 10016 | METROPOLITAN LIFE INSURANCE COMPANY | — | $104K | $104K | 1.09% |
| VIATOR INTERNATIONAL LLC4 Filed as: VIATOR INTERNATIONAL | 41B NEW LONDON TURNPIKE GLASTONBURY, CT 06033 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $82K | — | $82K | 3.57% |
| AMERICAN BENEFITS AND COMPENSATION4 Filed as: AMERICAN BENEFITS & COMPENSATION | SYSTEMS INC. 99 PARK AVE 25TH FL NEW YORK, NY 10016 | AETNA LIFE INSURANCE CO. | — | $23K | $23K | 1.90% |
| AMERICAN BENEFITS AND COMPENSATION4 Filed as: AMERICAN BENEFITS & COMPENSATION | SYSTEMS INC. 99 PARK AVE 25TH FL NEW YORK, NY 10016 | AETNA LIFE INSURANCE CO. | — | $7K | $7K | 0.62% |
| AON CONSULTING INC4 Filed as: HEWITT ASSOCIATES, LLC | 100 HALF DAY ROAD LINCOLNSHIRE, IL 60069 | SCOTT AND WHITE HEALTH PLAN | $6K | — | $6K | 0.53% |
| AON CONSULTING INC4 Filed as: HEWITT ASSOCIATES LLC | CROWN CENTER 5005 ROCKSIDE ROAD CLEVELAND, OH 44131 | HEALTHSPAN INTEGRATED CARE | $2K | — | $2K | 0.50% |
| VIATOR INTERNATIONAL LLC4 Filed as: VIATOR INTERNATIONAL | 41B NEW LONDON TURNPIKE GLASTONBURY, CT 06033 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $213 | — | $213 | 3.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 16,053 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 16,053 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(5 contracts, 5 carriers) | KAISER FOUNDATION HEALTH PLAN, INC. (CALIFORNIA) | 1,439 | $23.7M |
| Dental | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 509 | $2.3M |
| Vision | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 509 | $2.3M |
| Life insurance(2 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 15,049 | $9.6M |
| Short-term disability | AETNA LIFE INSURANCE CO. | 15,501 | $1.2M |
| Long-term disability(2 contracts, 2 carriers) | AETNA LIFE INSURANCE CO. | 15,501 | $1.2M |
| Other(5 contracts, 5 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 16,053 | $12.3M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 16,053 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.