No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| PATH ADMINISTRATORS EIN 46-1226464 NONE | Contract Administrator; Direct payment from the plan Service code 13 | 4785 LINGLESTOWN ROAD, SUITE 200 HARRISBURG, PA 17112 | $95K |
| MORGAN STANLEY SMITH BARNEY EIN 24-0856734 NONE | Trustee (bank, trust company, or similar financial institution) Service code 21 | 74 WEST BROAD STREET, SUITE 200 BETHLEHEM, PA 18080 | $65K |
| S & S HEALTHCARE STRATEGIES EIN 31-1418743 NONE | Other services; Insurance services; Direct payment from the plan Service code 23 | P.O. BOX 46511 CINCINNATI, OH 452460511 | $63K |
| BENECARD PRESCRIPTION BENEFIT EIN 22-2998772 NONE | Direct payment from the plan; Claims processing Service code 12 | 1200 ROUTE 46 WEST CLINTON, NJ 07013 | $18K |
| CHARLES W. JOHNSTON, PC EIN 23-2077724 NONE | Legal; Direct payment from the plan Service code 29 | 101 ERFORD ROAD, SUITE 302 CAMP HILL, PA 17001 | $16K |
| CBIZ EIN 23-1700844 NONE | Direct payment from the plan; Actuarial Service code 11 | 1845 WALNUT STREET PHILADELPHIA, PA 19103 | $14K |
| ALAN ROSS & COMPANY EIN 20-5367494 NONE | Accounting (including auditing); Direct payment from the plan Service code 10 | 10 HEARTHSTONE COURT SUITE 100 READING, PA 19606 | $12K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 329 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 4 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 333 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Stop-loss / reinsurancereinsurance | US FIRE INSURANCE COMPANY | 333 | $388K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 333 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.