| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ASSUREDPARTNERS3 Filed as: EMERSON ROGERS LLC | 669 RIVER DRIVE, SUITE 202 ELMWOOD PARK, NJ 07407 | UNITED CONCORDIA INSURANCE COMPANY | $28K | $7K | $34K | 14.07% |
| GREGORY ROBICK3 | 8500 BROOKTREE ROAD, SUITE 305 WEXFORD, PA 15090 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $13K | $0 | $13K | 10.01% |
| ASSUREDPARTNERS3 Filed as: EMERSON ROGERS LLC | 1787 SENTRY PARKWAY WEST, VEVA 16 BLUE BELL, PA 19422 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $6K | $0 | $6K | 5.00% |
| ASSUREDPARTNERS3 | 1317 ROUTE 73 MOUNT LAUREL, NJ 08054 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $3K | $0 | $3K | 7.96% |
| MORGAN PERRI3 | 23 VOM EIGEN DRIVE MORRISTOWN, NJ 07960 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $1K | $192 | $1K | 3.70% |
| LISA A PERRI3 Filed as: LISA A. PERRI | 775 ROUTE 70 EAST, SUITE F100 MARLTON, NJ 08053 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $508 | $458 | $966 | 2.61% |
| MICHAEL J PERRI3 Filed as: MICHAEL J. PERRI | 775 ROUTE 70 EAST, SUITE F100 MARLTON, NJ 08053 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $618 | $234 | $852 | 2.31% |
| JULIA GEORGE3 | 4314 TERRACE STREET PHILADELPHIA, PA 19128 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $636 | $0 | $636 | 1.72% |
| LAUREN ASHLEY PERRI3 | 775 ROUTE 70 EAST, SUITE F100 MARLTON, NJ 08053 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $459 | $145 | $604 | 1.63% |
| MJ INSURANCE3 Filed as: TAYLOR L. PERRI AND VARIOUS AGENTS | 100 MOUNTAINVIEW ROAD MOUNT LAUREL, NJ 08054 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $349 | $34 | $383 | 1.04% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 433 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 433 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HIGHMARK INC. | 685 | $33K |
| Dental | UNITED CONCORDIA INSURANCE COMPANY | 730 | $245K |
| Vision | HIGHMARK INC. | 685 | $33K |
| Life insurance(2 contracts, 2 carriers) | RELIANCE STANDARD LIFE INSURANCE COMPANY | 433 | $164K |
| Long-term disability | RELIANCE STANDARD LIFE INSURANCE COMPANY | 433 | $127K |
| Prescription drug | HIGHMARK INC. | 685 | $33K |
| Other(2 contracts, 2 carriers) | RELIANCE STANDARD LIFE INSURANCE COMPANY | 433 | $164K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 730 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.