| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BUCK GLOBAL LLC3 | PO BOX 207640 DALLAS, TX 753200001 | METROPOLITAN LIFE INSURANCE COMPANY | $178K | $36K | $214K | 8.44% |
| TOPBENEFITS LLC3 | 3 BATTERYMARCH PARK FL 4 QUINCY, MA 021697541 | METROPOLITAN LIFE INSURANCE COMPANY | $25K | — | $25K | 1.00% |
| BUCK GLOBAL LLC3 | PO BOX 207640 DALLAS, TX 75320 | DELTA DENTAL OF PENNSYLVANIA | $109K | — | $109K | 7.00% |
| BUCK GLOBAL LLC3 | PO BOX 207640 DALLAS, TX 75320 | AVALON INSURANCE COMPANY | $28K | — | $28K | 4.96% |
| BUCK GLOBAL LLC3 | PO BOX 207640 DALLAS, TX 753202617 | FIDELITY SECURITY LIFE INSURANCE COMPANY | $41K | — | $41K | 8.31% |
| DIRECTPATH, LLC3 Filed as: DIRECTPATH LLC | 120 18TH ST S STE 102 BIRMINGHAM, AL 35233 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $39K | $2K | $41K | 10.00% |
| BUCK GLOBAL LLC3 Filed as: BUCK GLOBAL, LLC | 420 LEXINGTON AVE STE 2220 NEW YORK, NY 10170 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $19K | $524 | $20K | 4.81% |
| BUCK GLOBAL LLC3 Filed as: BUCK GLOBAL, LLC. | PO BOX 207640 DALLAS, TX 753207640 | NATIONWIDE LIFE INSURANCE COMPANY | $24K | — | $24K | 5.95% |
| BUCK GLOBAL LLC3 | PO BOX 207640 DALLAS, TX 753207640 | METROPOLITAN LIFE INSURANCE COMPANY | $50K | $1K | $51K | 13.08% |
| DIRECTPATCH LLC3 | 120 18TH ST S STE 102 BIRMINGHAM, AL 352331819 | METROPOLITAN LIFE INSURANCE COMPANY | $27K | $12K | $39K | 10.02% |
| BUCK GLOBAL LLC3 Filed as: BUCK GLOBAL, LLC | PO BOX 207640 DALLAS, TX 753207640 | AMERITAS | $8K | — | $8K | 4.50% |
| BUCK GLOBAL LLC3 Filed as: BUCK GLOBAL, LLC | PO BOX 207640 DALLAS, TX 753207640 | METROPOLITAN LIFE INSURANCE COMPANY | $7K | — | $7K | 7.27% |
| BUCK GLOBAL LLC3 Filed as: BUCK GLOBAL, LLC | 420 LEXINGTON AVE SUITE 2220 NEW YORK, NY 10170 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $15K | $5K | $19K | 30.61% |
| BUCK GLOBAL LLC3 | PO BOX 207640 DALLAS, TX 753207640 | METROPOLITAN LIFE INSURANCE COMPANY | $4K | — | $4K | 10.00% |
| DIRECTPATH, LLC3 Filed as: DIRECTPATH LLC | 120 18TH ST S STE 102 BIRMINGHAM, AL 35233 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $1K | — | $1K | 4.79% |
| BUCK GLOBAL LLC3 Filed as: BUCK GLOBAL, LLC | 420 LEXINGTON AVE STE 2220 NEW YORK, NY 10170 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $462 | — | $462 | 2.09% |
| BUCK GLOBAL LLC3 | P O BOX 207640 DALLAS, TX 75320 | METLIFE LEGAL PLANS | $2K | $319 | $2K | 8.54% |
| DIRECTPATH, LLC3 Filed as: DIRECTPATH LLC | 120 18TH STREET SOUTH BIRMINGHAM, AL 35233 | METLIFE LEGAL PLANS | $827 | — | $827 | 3.81% |
| BUCK GLOBAL LLC3 | PO BOX 207640 DALLAS, TX 75320 | DELTA DENTAL OF PENNSYLVANIA | $1K | — | $1K | 7.00% |
| DIRECTPATH, LLC3 Filed as: DIRECTPATH LLC | 120 18TH ST S STE 102 BIRMINGHAM, AL 35233 | FIRST UNUM LIFE INSURANCE COMPANY | $924 | — | $924 | 7.18% |
| BUCK GLOBAL LLC3 Filed as: BUCK GLOBAL, LLC | 420 LEXINGTON AVE STE 2220 NEW YORK, NY 10170 | FIRST UNUM LIFE INSURANCE COMPANY | $456 | — | $456 | 3.54% |
| BUCK GLOBAL LLC3 | PO BOX 207640 DALLAS, TX 753207640 | FIDELITY SECURITY LIFE INSURANCE COMPANY | $394 | — | $394 | 8.53% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 8,061 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 69 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 8,130 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | NATIONWIDE LIFE INSURANCE COMPANY | 2,108 | $782K |
| Dental(3 contracts, 2 carriers) | DELTA DENTAL OF PENNSYLVANIA | 7,485 | $1.7M |
| Vision(3 contracts, 2 carriers) | FIDELITY SECURITY LIFE INSURANCE COMPANY | 6,952 | $676K |
| Life insurance(4 contracts, 4 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 9,746 | $3.3M |
| Short-term disability(3 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 9,746 | $3.0M |
| Long-term disability(3 contracts, 3 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 9,746 | $3.0M |
| Prescription drug | NATIONWIDE LIFE INSURANCE COMPANY | 124 | $25K |
| Stop-loss / reinsurancereinsurance(2 contracts, 2 carriers) | AVALON INSURANCE COMPANY | 6,914 | $968K |
| Other(7 contracts, 5 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 23,455 | $3.4M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 23,455 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.