| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MARSH & MCLENNAN AGENCY LLC3 Filed as: THE MELTZER GROUP INC | 6500 ROCK SPRING DRIVE SUITE 500 BETHESDA, MD 20817 | CAREFIRST BLUE CHOICE | $44K | $11K | $55K | 4.38% |
| POTOMAC BASIN GROUP ASSOCIATES LLC5 Filed as: POTOMAC BASIN GROUP ASSOC LLC | 4740 CORRIDOR PLACE SUITE B BELTSVILLE, MD 20705 | CAREFIRST BLUE CHOICE | $0 | $9K | $9K | 0.68% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: THE MELTZER GROUP | 6500 ROCK SPRING DRIVE SUITE 500 BETHESDA, MD 20817 | DOMINION NATIONAL | $4K | $0 | $4K | 6.47% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: THE MELTZER GROUP INC. | 6500 ROCK SPRING DRIVE SUITE 500 BETHESDA, MD 20817 | TRANSAMERICA LIFE INSURANCE CO | $16K | $0 | $16K | 39.13% |
| MID ATLANTIC BENEFITS GROUP LLC3 | 203 MARKET STREET SUITE 201 HAVRE DE GRACE, MD 21078 | TRANSAMERICA LIFE INSURANCE CO | $7K | $0 | $7K | 17.23% |
| SUSAN L MCCLANE3 | 555 CONCORD STREET UNIT D HAVRE DE GRACE, MD 21078 | TRANSAMERICA LIFE INSURANCE CO | $4K | $0 | $4K | 10.02% |
| WESLEY K JOHNSON II3 | 8 REED CIRCLE RISING SUN, MD 21911 | TRANSAMERICA LIFE INSURANCE CO | $3K | $0 | $3K | 8.04% |
| LAURA A FREW3 | 13510 ALLISTON DRIVE BALDWIN, MD 21013 | TRANSAMERICA LIFE INSURANCE CO | $1K | $0 | $1K | 2.97% |
| THOMAS B SCOTT3 | 1295 MONROE STREET HERNDON, VA 20170 | TRANSAMERICA LIFE INSURANCE CO | $264 | $0 | $264 | 0.66% |
| JORDAN A PURCELL3 | 203 MARKET STREET SUITE 201 HAVRE DE GRACE, MD 21078 | TRANSAMERICA LIFE INSURANCE CO | $123 | $0 | $123 | 0.31% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: THE MELTZER GROUP INC | 6500 ROCK SPRING DRIVE SUITE 500 BETHESDA, MD 20817 | AFLAC | $5K | $0 | $5K | 16.57% |
| MID ATLANTIC BENEFITS GROUP LLC3 | 203 MARKET STREET SUITE 210 HAVRE DE GRACE, MD 21078 | AFLAC | $3K | $0 | $3K | 9.69% |
| MATTHEW D DIPASQUALE3 Filed as: MATTHEW DIPASQUALE | 403 S EAST AVENUE BALTIMORE, MD 21224 | AFLAC | $2K | $0 | $2K | 5.95% |
| MICHAEL C WALKER3 Filed as: MICHAEL WALKER | 203 MARKET STREET SUITE 201 HAVRE DE GRACE, MD 21078 | AFLAC | $1K | $0 | $1K | 4.00% |
| THOMAS B SCOTT3 Filed as: THOMAS SCOTT | 1295 MONROE STREET HERNDON, VA 20170 | AFLAC | $263 | $0 | $263 | 0.89% |
| MAUREEN SIBOLD3 | 9017 RED BRANCH ROAD SUITE 201 COLUMBIA, MD 21045 | AFLAC | $86 | $0 | $86 | 0.29% |
| MARK STONER3 | 10170 CAPE ANN DRIVE COLUMBIA, MD 21045 | AFLAC | $46 | $0 | $46 | 0.16% |
| JORDAN A PURCELL3 Filed as: JORDAN PURCELL | 301 VICTORY GALLOP COURT HAVRE DE GRACE, MD 21078 | AFLAC | $44 | $0 | $44 | 0.15% |
| ANASTASIA BARANOV3 | 3746 COLLEGE AVENUE ELLICOTT CITY, MD 21043 | AFLAC | $40 | $0 | $40 | 0.13% |
| DONALD PRITCHETT3 | 6729 GREEN MILL WAY COLUMBIA, MD 21044 | AFLAC | $36 | $0 | $36 | 0.12% |
| CARLOS STEIN3 Filed as: CARLOS STEAIN | 21 ELMCROFT COURT APT D201 ROCKVILLE, MD 20850 | AFLAC | $34 | $0 | $34 | 0.11% |
| BRYAN FISH3 | 4050 CANDLE LIGHT DRIVE DAYTON, MD 21036 | AFLAC | $23 | $0 | $23 | 0.08% |
| JASON D ELLIS3 Filed as: JASON ELLIS | 203 MARKET STREET SUITE 210 HAVRE DE GRACE, MD 21078 | AFLAC | $9 | $0 | $9 | 0.03% |
| DAVID SCHENKEL JR3 Filed as: DAVID SCHENKEL JR. | 2141 INDUSTRIAL PKWY SUITE 204 SILVER SPRING, MD 20904 | AFLAC | $9 | $0 | $9 | 0.03% |
| TMG INSURANCE SERVICES INC3 | 6500 ROCK SPRING DRIVE SUITE 500 BETHESDA, MD 20817 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $3K | $0 | $3K | 20.00% |
| NFP INSURANCE SERVICES INC3 | 1250 CAPITAL OF TX HWY S BLDG II SUITE 600 AUSTIN, TX 78746 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $0 | $266 | $266 | 1.74% |
| TMG INSURANCE SERVICES INC3 | 6500 ROCK SPRING DRIVE SUITE 500 BETHESDA, MD 20817 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $3K | $0 | $3K | 20.00% |
| NFP INSURANCE SERVICES INC3 | 1250 CAPITAL OF TX HWY S BLDG II STE 600 AUSTIN, TX 78746 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $0 | $268 | $268 | 1.85% |
| TMG INSURANCE SERVICES INC3 | 6500 ROCK SPRING DRIVE SUITE 500 BETHESDA, MD 20817 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $3K | $0 | $3K | 20.04% |
| NFP INSURANCE SERVICES INC3 | 1250 CAPITAL OF TX HWY S BLDG II STE 600 AUSTIN, TX 78746 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $0 | $302 | $302 | 2.34% |
| TMG INSURANCE SERVICES INC3 | 6500 ROCK SPRING DRIVE SUITE 500 BETHESDA, MD 20817 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $2K | $0 | $2K | 20.01% |
| NFP INSURANCE SERVICES INC3 | 1250 CAPITAL OF TX HWY S BLDG II STE 600 AUSTIN, TX 78746 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $0 | $258 | $258 | 2.59% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 141 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 141 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | CAREFIRST BLUE CHOICE | 207 | $1.3M |
| Dental | DOMINION NATIONAL | 118 | $58K |
| Life insurance | RELIANCE STANDARD LIFE INSURANCE COMPANY | 140 | $13K |
| Short-term disability | RELIANCE STANDARD LIFE INSURANCE COMPANY | 138 | $15K |
| Long-term disability | RELIANCE STANDARD LIFE INSURANCE COMPANY | 141 | $14K |
| Prescription drug | CAREFIRST BLUE CHOICE | 207 | $1.3M |
| Other(3 contracts, 2 carriers) | TRANSAMERICA LIFE INSURANCE CO | 284 | $63K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 284 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.