See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 13 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 1 broker row. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| OPTUM RX, INC. EIN 33-0441200 NONE | Other fees; Claims processing; Direct payment from the plan; Float revenue Service code 12 | — | $9.1M |
| NORTHWEST ADMINISTRATORS, INC. EIN 91-0680697 NONE | Contract Administrator; Direct payment from the plan Service code 13 | — | $2.3M |
| ANTHEM BLUE CROSS EIN 95-4331852 NONE | Recordkeeping and information management (computing, tabulating, data processing, etc.); Direct payment from the plan; Contract Administrator; Claims processing; Float revenue; Other services Service code 12 | — | $886K |
| DELTA DENTAL OF CALIFORNIA EIN 94-1461312 NONE | Direct payment from the plan; Plan Administrator; Claims processing Service code 12 | — | $321K |
| NATIONAL COMPLIANCE SERVICES EIN 77-0547083 NONE | Accounting (including auditing); Direct payment from the plan Service code 10 | — | $300K |
| HMC HEALTHWORKS NONE | Direct payment from the plan; Other services Service code 49 | 140 INTRACOASTAL POINTE DR STE 301 JUPITER, FL 33477 | $218K |
| AMERICAN REALTY ADVISORS EIN 33-0123114 NONE | Investment management; Investment management fees paid directly by plan Service code 28 | — | $186K |
| CHARTWELL INVESTMENT PARTNERS, LLC EIN 36-4776242 NONE | Named fiduciary; Investment management fees paid directly by plan; Investment management Service code 28 | — | $136K |
| RAEL & LETSON EIN 94-1701048 NONE | Direct payment from the plan; Consulting (general) Service code 16 | — | $109K |
| RICHARD J. ROMANSKI EIN 04-1328449 NONE | Legal; Direct payment from the plan Service code 29 | — | $85K |
| WEDGE CAPITAL MANAGEMENT LLP EIN 56-1557450 NONE | Investment management fees paid directly by plan Service code 51 | — | $71K |
| MILLER KAPLAN ARASE LLP EIN 95-2036255 NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $61K |
| BEESON, TAYLOR, & BODINE APC EIN 94-3126136 NONE | Legal; Direct payment from the plan Service code 29 | — | $58K |
| KRAW LAW GROUP EIN 32-0465891 NONE | Legal; Direct payment from the plan Service code 29 | — | $58K |
| INVESTMENT PERFORMANCE SERVICES LLC EIN 58-2432390 NONE | Investment advisory (plan); Consulting (general); Direct payment from the plan Service code 16 | — | $50K |
| GEORGE HERNANDEZ TRUSTEE | Trustee (individual); Direct payment from the plan Service code 20 | 1000 MARINA BLVD STE 500 BRISBANE, CA 94005 | $29K |
| MILLIMAN EIN 91-0675641 NONE | Direct payment from the plan; Consulting (general) Service code 16 | — | $25K |
| JIM BEARD TRUSTEE | Trustee (individual); Direct payment from the plan Service code 20 | 1000 MARINA BLVD STE 400 BRISBANE, CA 94005 | $24K |
| RYAN NAAN TRUSTEE | Trustee (individual); Direct payment from the plan Service code 20 | 1000 MARINA BLVD STE 400 BRISBANE, CA 94005 | $24K |
| TIM BREKKE TRUSTEE | Direct payment from the plan; Trustee (individual) Service code 20 | 1000 MARINA BLVD STE 400 BRISBANE, CA 94005 | $24K |
| WEST COAST MAILERS NONE | Other services; Direct payment from the plan Service code 49 | 5630 BORWICK AVE SOUTH GATE, CA 90280 | $22K |
| STEPHEN HORN INSURANCE SERVICES EIN 94-3249244 NONE | Insurance brokerage commissions and fees Service code 53 | — | $15K |
| MEDEXPERT INTERNATIONAL, INC. EIN 94-3360248 NONE | Direct payment from the plan; Plan Administrator Service code 14 | — | $10K |
| US BANK NATIONAL ASSOCIATION EIN 31-0841368 NONE | Custodial (securities); Direct payment from the plan Service code 19 | — | $9K |
| FREMONT BANK EIN 94-1569024 NONE | Direct payment from the plan; Other services Service code 49 | — | $9K |
| CHARLES GILCHRIST TRUSTEE | Direct payment from the plan; Trustee (individual) Service code 20 | 1000 MARINA BLVD STE 400 BRISBANE, CA 94005 | $6K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 12,879 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 12,879 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(9 contracts) | KAISER FOUNDATION HEALTH PLAN, INC. | 6,692 | $151.1M |
| Dental | UNITEDHEALTHCARE INSURANCE COMPANY | 7,097 | $4.6M |
| Vision | VISION SERVICE PLAN | 8,657 | $866K |
| Life insurance | STANDARD INSURANCE COMPANY | 11,466 | $649K |
| Stop-loss / reinsurancereinsurance | HCC LIFE INSURANCE COMPANY | 4,744 | $2.5M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 11,466 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over the prior year. Good candidate for re-shopping the carriers.
The primary broker changed. The plan may take a second-look pitch.
Broker comp is under 1% of premium on a plan over $1M. The plan may have no broker or pay a flat fee. Consultant sales target.
Premium per covered life exceeds 2x the peer median for this NAICS and size cohort. The plan is either richly funded or stuck with a bad rate.