No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| MEDICAL MUTUAL SERVICES EIN 34-1922587 NONE | Contract Administrator; Direct payment from the plan Service code 13 | 2060 EAST 9TH STREET CLEVELAND, OH 44115 | $132K |
| DENISE MANN EIN 23-7404076 EMPLOYEE | Direct payment from the plan; Contract Administrator; Employee (plan) Service code 13 | P.O. BOX 638 NORWALK, OH 44857 | $52K |
| SEGAL CONSULTING EIN 13-1975125 NONE | Direct payment from the plan; Actuarial Service code 11 | 101 N WACKER DR STE 500 CHICAGO, IL 60606 | $52K |
| PAYNE NICKLES & CO. EIN 34-1664586 NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | 257 BENEDICT AVE, BLDG D NORWALK, OH 44857 | $32K |
| ALLOTTA, FARLEY & CO., LPA EIN 34-1316963 NONE | Legal; Direct payment from the plan Service code 29 | 2222 CENTENNIAL ROAD TOLEDO, OH 43617 | $24K |
| HYLANT GROUP EIN 34-1588797 NONE | Direct payment from the plan; Consulting fees; Consulting (general) Service code 16 | P.O. BOX 318087 CLEVELAND, OH 44131 | $7K |
| PNC BANK EIN 22-1146430 NONE | Custodial (securities); Investment advisory (plan); Direct payment from the plan; Trustee (bank, trust company, or similar financial institution) Service code 19 | 1900 E 9TH STREET CLEVELAND, OH 44114 | $6K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 200 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 137 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 15 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 352 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Stop-loss / reinsurancereinsurance(2 contracts, 2 carriers) | MEDICAL MUTUAL OF OHIO | 820 | $382K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 820 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.