No insurance carriers on this filing. Self-funded welfare plans typically pay TPAs and PBMs through Schedule C, not Schedule A.
No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| BEACON ADMINISTRATORS & CONSULTANTS NONE | Recordkeeping and information management (computing, tabulating, data processing, etc.); Claims processing; Direct payment from the plan Service code 12 | 20000 HORIZON WAY MOUNT LAUREL, NJ 08054 | $110K |
| KOSMERL & CO., P.C. EIN 23-2872012 NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | 535 N 5TH STREET READING, PA 19601 | $60K |
| MORGAN STANLEY-GRAYSTONE CONSULTING EIN 22-0033315 NONE | Investment management fees paid directly by plan; Investment management Service code 28 | 5050 KINGSLEY DRIVE CINCINNATI, OH 45263 | $40K |
| STEVENS & LEE EIN 23-2690261 NONE | Legal; Direct payment from the plan Service code 29 | PO BOX 62330 KING OF PRUSSIA, PA 19406 | $19K |
| CLEARY, JOSEM & TRIGIANI LLP EIN 23-2657967 NONE | Legal; Direct payment from the plan Service code 29 | 325 CHESNUT ST. SUITE 20 PHILADELPHIA, PA 19103 | $11K |
| NOVAK FRANCELLA, LLC EIN 61-1436956 NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $11K |
| JOHN HANCOCK RETIREMENT PLAN SRVCS. NONE | Investment management fees paid directly by plan; Investment advisory (plan) Service code 27 | 690 CANTON STREET, SUITE 100 WESTWOOD, MA 02090 | $5K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,154 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 910 | Continuation coverage (COBRA, retiree health). |
| Beneficiaries receiving benefits | 56 | Spouses or dependents with eligibility independent of the participant. |
| Total participants (= "Plan participants" tile) | 2,120 | Active + retired/separated + beneficiaries. No dependents. |
No Schedule A insurance contracts on this filing — typical of fully self-funded plans, where the only headcount is the Form 5500 number above.
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.