| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| THE CAMPS GROUP LLC3 | 320 WEST 57TH STREET NEW YORK, NY 10019 | UNITEDHEALTHCARE INSURANCE COMPANY | $50K | — | $50K | 3.01% |
| ACRISURE LLC3 Filed as: ACRISURE PGM INSURANCE SERVICS, LLC | 311 CLOCK TOWER COMMONS BREWSTER, NY 10509 | UNITEDHEALTHCARE INSURANCE COMPANY | — | $17K | $17K | 1.00% |
| GA SOLUTIONS LLC3 | 50 BROADWAY SUITE 2 HAWTHORNE, NY 10532 | METROPOLITAN LIFE INSURANCE COMPANY | $5K | — | $5K | 2.93% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INS SERVICES INC | 101 PARK AVENUE FLOOR 12 NEW YORK, NY 10178 | METROPOLITAN LIFE INSURANCE COMPANY | $4K | $55 | $4K | 2.63% |
| PROFESSIONAL GROUP MARKETING INC3 | 420 CLOCK TOWER COMMONS SUITE 311 BREWSTER, NY 10509 | METROPOLITAN LIFE INSURANCE COMPANY | $4K | — | $4K | 2.43% |
| GROUP BENEFITS LTD3 | 12006 RIDGEMONT DRIVE URBANDALE, IA 50323 | METROPOLITAN LIFE INSURANCE COMPANY | $3K | — | $3K | 2.09% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INS SERVICES INC | 5444 WESTHEIMER ROAD SUITE 900 HOUSTON, TX 77056 | METROPOLITAN LIFE INSURANCE COMPANY | — | $1K | $1K | 0.75% |
| ACRISURE LLC3 Filed as: ACRISURE LLC DBA PGM INSURANCE SERV | 50 BROADWAY HAWTHORNE, NY 10532 | METROPOLITAN LIFE INSURANCE COMPANY | $257 | — | $257 | 0.16% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INS SERVICES INC | 5444 WESTHEIMER ROAD SUITE 900 HOUSTON, TX 77056 | METROPOLITAN LIFE INSURANCE COMPANY | — | $25 | $25 | 0.02% |
| TEPANI INC3 | 420 CLOCK TOWER COMMONS BREWSTER, NY 10509 | EMBLEMHEALTH | $2K | — | $2K | 1.92% |
| ALLIANT INSURANCE SERVICES, INC.3 | 701 B STREET FLOOR 6 SAN DIEGO, CA 92101 | EMBLEMHEALTH | $2K | — | $2K | 1.92% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 502 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 502 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | UNITEDHEALTHCARE INSURANCE COMPANY | 141 | $1.8M |
| Dental(2 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 502 | $255K |
| Vision | EYEMED VISION CARE | 60 | $5K |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 502 | $158K |
| Other | METROPOLITAN LIFE INSURANCE COMPANY | 502 | $158K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 502 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.