| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| PROFESSIONAL GROUP PLANS INC3 Filed as: PROFESSIONAL GROUP PLANS, INC | 225 WIRELESS BOULEVARD SUITE 200 HAUPPAUGE, NY 11788 | UNITEDHEALTHCARE INSURANCE COMPANY | $6K | — | $6K | 4.93% |
| RONALD L ROSENBERG3 | 1001 READS LANE FAR ROCKAWAY, NY 11691 | UNITEDHEALTHCARE INSURANCE COMPANY | $5K | — | $5K | 3.95% |
| PROFESSIONAL GROUP PLANS INC3 | 225 WIRELESS BOULEVARD 2ND FLOOR HAUPPAUGE, NY 11788 | UNITEDHEALTHCARE INSURANCE COMPANY | — | $4K | $4K | 3.04% |
| BARUCH KLAHR3 | 100 DUTCH HILL ROAD ORANGEBURG, NY 10962 | THE PAUL REVERE LIFE INSURANCE COMPANY | $11K | $14 | $11K | 17.77% |
| SOTERIA PARTNERS LLC3 | 4 CENTURY DRIVE PARSIPPANY, NJ 07054 | THE PAUL REVERE LIFE INSURANCE COMPANY | $2K | $190 | $2K | 3.63% |
| RONALD L ROSENBERG3 | 1001 READS LANE FAR ROCKAWAY, NY 11691 | THE PAUL REVERE LIFE INSURANCE COMPANY | $2K | — | $2K | 3.50% |
| CORPORATE HEALTH MANAGEMENT LLC3 | 8 SPRUCE STREET APARTMENT 75 T NEW YORK, NY 10038 | THE PAUL REVERE LIFE INSURANCE COMPANY | $843 | $1K | $2K | 3.41% |
| KARIN ANGELIS3 | 2639 NORTH RIVERSIDE DRIVE POMPANO BEACH, FL 33062 | THE PAUL REVERE LIFE INSURANCE COMPANY | $1K | $370 | $2K | 2.80% |
| NORMA STEELE3 | 1468 HANCOCK STREET ELMONT, NY 11003 | THE PAUL REVERE LIFE INSURANCE COMPANY | $948 | — | $948 | 1.60% |
| YESENIA A SANCHEZ3 | 1021 DELRIDGE AVENUE ORLANDO, FL 32804 | THE PAUL REVERE LIFE INSURANCE COMPANY | $386 | $10 | $396 | 0.67% |
| THOMAS BENEFITS INC3 | 14 CHANDLER STREET SALEM, MA 01970 | THE PAUL REVERE LIFE INSURANCE COMPANY | $165 | $39 | $204 | 0.34% |
| JASON LOUIS KOSCO3 | 31 JESSE COURT MONTVILLE, NJ 07045 | THE PAUL REVERE LIFE INSURANCE COMPANY | $203 | — | $203 | 0.34% |
| WALTER THOMAS BONILLA3 | 9 LONGLEAF LANE MEDFORD, NY 11763 | THE PAUL REVERE LIFE INSURANCE COMPANY | $63 | $46 | $109 | 0.18% |
| ANDREA R. HENCHEY3 Filed as: ANDREA R HENCHEY | 5 EDGEMERE BOULEVARD SHREWSBURY, MA 01545 | THE PAUL REVERE LIFE INSURANCE COMPANY | $86 | $13 | $99 | 0.17% |
| ENROLLMENT SOLUTIONS LTD3 | 65 BURBANK ROAD SUTTON, MA 01590 | THE PAUL REVERE LIFE INSURANCE COMPANY | $86 | $2 | $88 | 0.15% |
| PATRICK MICHAEL KIERNAN3 | 52A MAPLE AVENUE BAY SHORE, NY 11706 | THE PAUL REVERE LIFE INSURANCE COMPANY | $63 | $16 | $79 | 0.13% |
| MCO PARTNERS LLC3 | 315 WEST 39TH STREET SUITE 303 NEW YORK, NY 10018 | THE PAUL REVERE LIFE INSURANCE COMPANY | $48 | $15 | $63 | 0.11% |
| DB INSURANCE INC3 | 23 FRANKLIN STREET SALEM, MA 01970 | THE PAUL REVERE LIFE INSURANCE COMPANY | $23 | $8 | $31 | 0.05% |
| WILLIAM RENNARD3 | 3001 ALOMA AVENUE WINTER PARK, FL 32792 | THE PAUL REVERE LIFE INSURANCE COMPANY | $25 | — | $25 | 0.04% |
| NORWOOD BENEFIT SERVICES INC3 | 6478 LONG BREEZE ROAD ORLANDO, FL 32810 | THE PAUL REVERE LIFE INSURANCE COMPANY | $25 | — | $25 | 0.04% |
| LAUREN JACOBS3 | 17 ECHO LANE LEVITTOWN, NY 11756 | THE PAUL REVERE LIFE INSURANCE COMPANY | $17 | — | $17 | 0.03% |
| HERVE TIMOTHE3 | 261 EAST 32ND STREET BROOKLYN, NY 11226 | THE PAUL REVERE LIFE INSURANCE COMPANY | $3 | — | $3 | 0.01% |
| PAULETTE VICTORIA WALKER3 | 1425 PARK PLACE BROOKLYN, NY 11213 | THE PAUL REVERE LIFE INSURANCE COMPANY | $2 | — | $2 | 0.00% |
| GAIL D RICHARDSON3 | 140 SOUTH LONG BEACH AVENUE FREEPORT, NY 11520 | THE PAUL REVERE LIFE INSURANCE COMPANY | $1 | — | $1 | 0.00% |
| BARUCH KLAHR3 | 100 DUTCH HILL ROAD ORANGEBURG, NY 10962 | THE PAUL REVERE LIFE INSURANCE COMPANY | $239 | — | $239 | 19.85% |
| YESENIA A SANCHEZ3 | 1021 DELRIDGE AVENUE ORLANDO, FL 32804 | THE PAUL REVERE LIFE INSURANCE COMPANY | $125 | $3 | $128 | 10.63% |
| CORPORATE HEALTH MANAGEMENT LLC3 | 8 SPRUCE STREET APARTMENT 75 T NEW YORK, NY 10038 | THE PAUL REVERE LIFE INSURANCE COMPANY | $22 | $32 | $54 | 4.49% |
| RONALD L ROSENBERG3 | 1001 READS LANE FAR ROCKAWAY, NY 11671 | THE PAUL REVERE LIFE INSURANCE COMPANY | $51 | — | $51 | 4.24% |
| SOTERIA PARTNERS LLC3 | 4 CENTURY DRIVE PARSIPPANY, NJ 07054 | THE PAUL REVERE LIFE INSURANCE COMPANY | $40 | $5 | $45 | 3.74% |
| WILLIAM RENNARD3 | 3001 ALOMA AVENUE WINTER PARK, FL 32792 | THE PAUL REVERE LIFE INSURANCE COMPANY | $8 | — | $8 | 0.66% |
| NORWOOD BENEFIT SERVICES INC3 | 6478 LONG BREEZE ROAD ORLANDO, FL 32810 | THE PAUL REVERE LIFE INSURANCE COMPANY | $8 | — | $8 | 0.66% |
| JASON LOUIS KOSCO3 | 31 JESSE COURT MONTVILLE, NJ 07045 | THE PAUL REVERE LIFE INSURANCE COMPANY | $4 | — | $4 | 0.33% |
| MCO PARTNERS LLC3 | 315 WEST 39TH STREET SUITE 303 NEW YORK, NY 10018 | THE PAUL REVERE LIFE INSURANCE COMPANY | $1 | — | $1 | 0.08% |
| BARUCH KLAHR3 | 100 DUTCH HILL ROAD ORANGEBURG, NY 10962 | THE PAUL REVERE LIFE INSURANCE COMPANY | $1 | — | $1 | 4.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 170 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 171 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | UNITEDHEALTHCARE INSURANCE COMPANY | 151 | $123K |
| Vision | UNITEDHEALTHCARE INSURANCE COMPANY | 151 | $123K |
| Stop-loss / reinsurancereinsurance | FIDELITY SECURITY LIFE INSURANCE COMPANY OF NY | 170 | $409K |
| Other(3 contracts) | THE PAUL REVERE LIFE INSURANCE COMPANY | 60 | $61K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 170 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.