See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 5 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 2 broker rows. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| EMPIRE HEALTHCHOICE ASSURANCE INC. EIN 23-7391136 NONE | Direct payment from the plan; Contract Administrator; Claims processing; Other services; Float revenue; Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 12 | — | $11.3M |
| DELTA DENTAL OF NEW YORK EIN 11-1980218 NONE | Claims processing; Contract Administrator; Recordkeeping and information management (computing, tabulating, data processing, etc.); Direct payment from the plan Service code 12 | — | $546K |
| THE SEGAL COMPANY INC. EIN 13-1835864 CONSULTING | Consulting (general); Direct payment from the plan; Actuarial Service code 11 | — | $254K |
| WELLS FARGO BANK EIN 94-1347393 NONE | Direct payment from the plan; Custodial (securities) Service code 19 | — | $248K |
| STATE STREET GLOBAL ADVISORS EIN 81-4017137 NONE | Custodial (securities); Soft dollars commissions; Custodial (other than securities); Investment management fees paid directly by plan Service code 18 | — | $226K |
| PROSKAUER ROSE LLP EIN 13-1840454 ATTORNEY | Legal; Direct payment from the plan Service code 29 | — | $209K |
| SPIVAK LIPTON LLP EIN 13-3494495 ATTORNEY | Legal; Direct payment from the plan Service code 29 | — | $188K |
| TRIPLE S SALUD INC. EIN 66-0555677 NONE | Recordkeeping and information management (computing, tabulating, data processing, etc.); Claims processing; Contract Administrator; Direct payment from the plan Service code 12 | — | $179K |
| KELLY PRESS INC. EIN 52-0975591 PRINTER & COPIER | Direct payment from the plan; Copying and duplicating Service code 36 | — | $132K |
| SCHULTHEIS & PANETTIERI LLP EIN 13-1577780 ACCOUNTANT | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $108K |
| THE SEGAL COMPANY | Insurance brokerage commissions and fees Service code 53 | — | $98K |
| MEKETA INVESTMENT GROUP INC. EIN 04-2659023 NONE | Investment advisory (plan); Investment management fees paid directly by plan Service code 27 | — | $40K |
| SYNTONIC SYSTEMS INC. EIN 13-2925049 NONE | Direct payment from the plan; Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 15 | — | $14K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 30,884 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1,385 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 32,269 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | TRIPLE S SALUD, INC. | 382 | $37K |
| Vision | DAVIS VISION, INC. | 39,783 | $512K |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 26,117 | $667K |
| Short-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 1,173 | $57K |
| Prescription drug | TRIPLE S SALUD, INC. | 382 | $37K |
| Stop-loss / reinsurancereinsurance(2 contracts, 2 carriers) | GARDEN STATE LIFE INSURANCE COMPANY | 24,699 | $4.3M |
| Other | TRIPLE S SALUD, INC. | 382 | $37K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 39,783 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over the prior year. Good candidate for re-shopping the carriers.
The primary carrier changed from the prior filing. The plan is willing to move. Re-pitch on the next cycle.
Broker comp is under 1% of premium on a plan over $1M. The plan may have no broker or pay a flat fee. Consultant sales target.