| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HILB GROUP OF NEW ENGLAND Filed as: THE HILB GROUP NEW ENGLAND, LLC | 30 BRAINTREE HILL OFF. PK. STE 303 BRAINTREE, MA 02184 | ULLICO | $8K | — | $8K | 5.00% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| ANTHEM INSURANCE COMPANIES, INC. EIN 35-0781558 NONE | Float revenue; Claims processing; Contract Administrator; Recordkeeping and information management (computing, tabulating, data processing, etc.); Other services; Direct payment from the plan Service code 12 | — | $643K |
| SOUTHERN BENEFIT ADMINISTRATORS EIN 62-1116095 NONE | Claims processing; Contract Administrator; Direct payment from the plan; Copying and duplicating Service code 12 | — | $396K |
| SLEVIN & HART, P.C. EIN 52-1708613 NONE | Direct payment from the plan; Legal Service code 29 | — | $140K |
| BOSTON TRUST WALDEN EIN 04-2273811 NONE | Investment management; Direct payment from the plan Service code 28 | — | $71K |
| L.M. HENDERSON & COMPANY EIN 20-5520612 NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $58K |
| SEIX INVESTMENT ADVISORS EIN 95-4191764 NONE | Direct payment from the plan; Investment management Service code 28 | — | $57K |
| CONSULTING & RISK MANAGEMENT SERVIC EIN 61-1317950 NONE | Actuarial; Direct payment from the plan Service code 11 | — | $39K |
| NEW ENGLAND PENSION CONSULTANTS EIN 26-1429809 NONE | Consulting (pension); Direct payment from the plan Service code 17 | — | $31K |
| THE SEGAL COMPANY ( EASTERN STATES) EIN 13-1835864 NONE | Consulting (general); Direct payment from the plan Service code 16 | — | $28K |
| EXPRESS SCRIPTS EIN 43-1420563 NONE | Direct payment from the plan; Contract Administrator; Claims processing Service code 12 | — | $27K |
| FIRST HORIZON BANK EIN 62-0201385 NONE | Direct payment from the plan; Custodial (securities) Service code 19 | — | $15K |
| UNITED ACTUARIAL SERVICES INC EIN 35-2156428 NONE | Direct payment from the plan; Actuarial Service code 11 | — | $7K |
| VANGUARD EIN 23-1945930 NONE | Consulting (pension); Direct payment from the plan Service code 17 | — | $6K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 962 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 6 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 968 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance | STANDARD INSURANCE COMPANY | 1,319 | $91K |
| Stop-loss / reinsurancereinsurance | ULLICO | 974 | $153K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,319 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.