| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| WILLIAM P BIRCHALL Filed as: WILLIAM PATRICK BIRCHALL | 3601 N CLASSEN BLVD STE 201 OKLAHOMA CITY, OK 73118 | BLUECROSS BLUESHIELD OF OKLAHOMA | $18K | — | $18K | 1.30% |
| JAMES H HAMPTON Filed as: JAMES HOWARD HAMPTON | 3601 N CLASSEN BLVD STE 201 OKLAHOMA CITY, OK 73118 | BLUECROSS BLUESHIELD OF OKLAHOMA | $18K | — | $18K | 1.30% |
| JAMES H HAMPTON | 3601 N CLASSEN BLVD STE 201 OKLAHOMA CITY, OK 73118 | RELIANCE STANDARD | $800 | $7 | $807 | 3.97% |
| WILLIAM P BIRCHALL | 3601 N CLASSEN BLVD STE 201 OKLAHOMA CITY, OK 73118 | RELIANCE STANDARD | $800 | — | $800 | 3.93% |
| JAMES H HAMPTON | 3601 N CLASSEN STE 201 OKLAHOMA CITY, OK 73118 | RELIANCE STANDARD | $1K | $24 | $1K | 6.60% |
| WILLIAM P BIRCHALL | 3601 N CLASSEN STE 201 OKLAHOMA CITY, OK 73118 | RELIANCE STANDARD | $1K | — | $1K | 6.47% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 123 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 123 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUECROSS BLUESHIELD OF OKLAHOMA | 195 | $1.3M |
| Dental | DELTA DENTAL OF OKLAHOMA | 119 | $91K |
| Vision | VISION SERVICE PLAN | 13 | $29K |
| Life insurance | RELIANCE STANDARD | 23 | $20K |
| Long-term disability | RELIANCE STANDARD | 6 | $18K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 195 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.