See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 5 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 6 broker rows. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| BENEFIT PLAN SOLUTIONS EIN 95-3658675 NONE | Contract Administrator; Actuarial; Direct payment from the plan; Other services Service code 11 | — | $537K |
| MORGAN STANLEY EIN 36-4516330 NONE | Investment management fees paid directly by plan; Investment management Service code 28 | — | $47K |
| CHAR SAKAMOTO ISHII LUM & CHING ATT NONE | Legal; Direct payment from the plan Service code 29 | 841 BISHOP STREET, SUITE 850 HONOLULU, HI 96813 | $30K |
| VAVRINEK, TRINE, DAY & CO., LLP EIN 95-2648289 NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $30K |
| HAMLIN CAPITAL MANAGEMENT EIN 52-2344187 NONE | Investment management; Investment management fees paid directly by plan Service code 28 | — | $19K |
| BANK OF HAWAII EIN 99-0033900 NONE | Custodial (securities) Service code 19 | — | $16K |
| CONGRESS ASSET MANAGEMENT COMPANY EIN 04-2848965 NONE | Investment advisory (plan); Direct payment from the plan Service code 27 | — | $12K |
| ROMEO ELENO EIN 99-0145127 TRUSTEE | Trustee (individual); Direct payment from the plan Service code 20 | — | $7K |
| DAWN RAYMOND EIN 99-0145127 TRUSTEE | Trustee (individual); Direct payment from the plan Service code 20 | — | $7K |
| JOHN KOMETANI EIN 99-0145127 TRUSTEE | Direct payment from the plan; Trustee (individual) Service code 20 | — | $5K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 4,231 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 4,142 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 8,373 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance | PACIFIC GUARDIAN LIFE INSURANCE COMPANY, LTD | 0 | $699K |
| Short-term disability | AMERICAN FIDELITY ASSURANCE COMPANY | 418 | $76K |
| Long-term disability | HARTFORD LIFE AND ACCIDENT | 504 | $156K |
| Other(2 contracts, 2 carriers) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 969 | $3.3M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 969 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary broker changed. The plan may take a second-look pitch.
Broker comp is under 1% of premium on a plan over $1M. The plan may have no broker or pay a flat fee. Consultant sales target.
The filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported. Worth a call.