Filings through .
History & trajectory Charts need 2 or more years. This plan has 9 years on file. Pro shows premium, premium per covered life, covered lives and carrier and broker share for every year.
See pricingThe primary broker changed. The plan may listen to a new pitch.
The Schedule A insurance contracts show who carries the risk, for which benefits and for how many people.
| Carrier | Coverage | Premium |
|---|---|---|
Broker: Agis Network Insurance Service Other | Other | |
Life | Life | |
Broker: Benefit Plan Solutions Inc HealthOther | HealthOther | |
STD | STD | |
LTD | LTD |
Premium, covered lives, retention, contract number and renewal month for each carrier are on Pro.
See premium, retention and renewal dates for 6 contracts with Pro. Pro is free for 7 days and then costs $49 a month.
These benefits are declared on the Form 5500 main form. A ✓ means the benefit also has a Schedule A insurance contract. Without one, plan assets or a Schedule C TPA fund the benefit.
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 3,194 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 4,466 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 7,660 | Active, retired or separated, and beneficiaries. Dependents are not counted. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts) | METROPOLITAN LIFE INSURANCE COMPANY | 1,134 | $433K |
| Life insurance | PACIFIC GUARDIAN LIFE INSURANCE COMPANY, LTD | 7,640 | $567K |
| Short-term disability | AMERICAN FIDELITY ASSURANCE COMPANY | 445 | $252K |
| Long-term disability | HARTFORD LIFE AND ACCIDENT | 453 | $122K |
| Other(2 contracts, 2 carriers) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 7,027 | $4.6M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 7,640 | - |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool instead of this filer's headcount. We show the row, but it does not count the people in this plan.
Brokers paid through Schedule A and service providers paid through Schedule C.
| Broker | Commissions |
|---|---|
Carrier: Unum Life Insurance Company of America | |
Carrier: Unum Life Insurance Company of America | |
Carrier: Metropolitan Life Insurance Company |
Commissions, fees, broker address and the carrier each broker is paid through are on Pro.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| HAWAII BENEFIT ADMINISTRATORS, INC. EIN 99-0329747 NONE | Other services; Contract Administrator Service code 13 | — | $532K |
| MORGAN STANLEY COMPANY EIN 36-4516330 NONE | Investment management; Other investment fees and expenses; Investment management fees paid directly by plan Service code 28 | — | $54K |
| RAEL & LETSON EIN 94-1701048 NONE | Consulting (general) Service code 16 | — | $53K |
| SERVICE PRINTERS HAWAII INC NONE | Participant communication; Other fees; Copying and duplicating Service code 36 | 99-807 IWAENA ST #100 AIEA, HI 96701 | $36K |
| MILLER KAPLAN ARASE LLP EIN 95-2036255 NONE | Accounting (including auditing) Service code 10 | — | $29K |
| CHAR SAKAMOTO ISHII LUM & CHING NONE | Legal Service code 29 | 841 BISHOP ST STE 850 HONOLULU, HI 96813 | $28K |
| HAMLIN CAPITAL MANAGEMENT EIN 52-2344187 NONE | Investment management Service code 28 | — | $26K |
| PACIFIC SOUTHWEST ADMINISTRATORS EIN 46-4942970 NONE | Other fees Service code 99 | — | $25K |
| BANK OF HAWAII EIN 99-0033900 NONE | Custodial (securities) Service code 19 | — | $18K |
This section shows how the plan is funded and what that means for risk.
Welfare charges, retention and retention rate (the carrier margin on this plan) are on Pro.
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9 filings · 2017 to 2025