| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ASSUREDPARTNERS3 Filed as: EMERSON ROGERS LLC | 1787 SENTRY PKWY W VEVA 16,#320 BLUE BELL, PA 19422 | LINCOLN LIFE AND ANNUITY CO OF NY | — | $178K | $178K | 10.00% |
| ACRISURE LLC3 Filed as: ACRISURE, LLC | 65 MADISON AVENUE STE 200 CHESTER, NJ 07960 | LINCOLN LIFE AND ANNUITY CO OF NY | $17K | — | $17K | 0.93% |
| JOSEPH L SORICELLI3 | 5 SUZETTE LANE 2ND FLOOR VALHALLA, NY 10595 | SHELTERPOINT LIFE INSURANCE COMPANY | $48K | — | $48K | 3.69% |
| JOSEPH L SORICELLI3 | 5 SUZETTE LANE 2ND FLOOR VALHALLA, NY 10595 | SHELTERPOINT LIFE INSURANCE COMPANY | $25K | — | $25K | 4.88% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| EMPIRE HEALTHCHOICE ASSURANCE, INC. EIN 11-2358021 NONE | Other services; Recordkeeping and information management (computing, tabulating, data processing, etc.); Float revenue; Contract Administrator; Claims processing Service code 12 | — | $3.0M |
| PAYER MATRIX, LLC EIN 81-3946362 NONE | Claims processing Service code 12 | — | $758K |
| BUCHBINDER TUNICK AND COMPANY LLP EIN 13-1578842 PRO SRVS REL ORGS | Accounting (including auditing) Service code 10 | — | $274K |
| C&R CONSULTING, INC EIN 13-3935364 PRO SRVS FOR REL EBP | Claims processing Service code 12 | — | $248K |
| ROBERT D'ULISSE EIN 23-7255573 PRO SRVS REL ORGS | Plan Administrator Service code 14 | — | $213K |
| EXPRESS SCRIPTS HOLDING CO. EIN 43-1420563 NONE | Claims processing; Contract Administrator Service code 12 | — | $192K |
| SLEVIN & HART, PC EIN 52-1708613 PRO SRVS REL ORGS | Legal Service code 29 | — | $183K |
| VINCENT ZITO EIN 23-7255573 PRO SRVS REL ORGS | Employee (plan) Service code 30 | — | $171K |
| EULALIA ZITO EIN 23-7255573 PRO SRVS FOR REL EBP | Employee (plan) Service code 30 | — | $132K |
| JO ANN ISOLANO EIN 23-7255573 PRO SRVS FOR REL EBP | Employee (plan) Service code 30 | — | $99K |
| BRIAN CHABRA EIN 23-7255573 PRO SRVS FOR REL EBP | Employee (plan) Service code 30 | — | $98K |
| HILDER L. LAVERDE EIN 23-7255573 PRO SRVS REL ORGS | Employee (plan) Service code 30 | — | $96K |
| GUNTHER MEJIA EIN 23-7255573 PRO SRVS FOR REL EBP | Employee (plan) Service code 30 | — | $90K |
| DONNA A. SCALA EIN 23-7255573 PRO SRVS REL ORGS | Employee (plan) Service code 30 | — | $84K |
| SWARSATTIE BACHAN EIN 23-7255573 PRO SRVS FOR REL EBP | Employee (plan) Service code 30 | — | $84K |
| DONNA A. SCHUSTER EIN 23-7255573 PRO SRVS REL ORGS | Employee (plan) Service code 30 | — | $83K |
| NICOLE C, BONGIORNO EIN 23-7255573 PRO SRVS FOR REL EBP | Employee (plan) Service code 30 | — | $82K |
| AMY GARTLAND EIN 23-7255573 PRO SRVS REL ORGS | Employee (plan) Service code 30 | — | $78K |
| AMBRINA ASLAM EIN 23-7255573 NONE | Employee (plan) Service code 30 | — | $78K |
| ANNA E. VIRGONA EIN 23-7255573 PRO SRVS REL ORGS | Employee (plan) Service code 30 | — | $74K |
| MARGARET H. LAMONICA EIN 23-7255573 PRO SRVS REL ORGS | Employee (plan) Service code 30 | — | $69K |
| IRIS TORRES EIN 23-7255373 NONE | Employee (plan) Service code 30 | — | $68K |
| YEEMAN PUN EIN 23-7255573 PRO SRVS FOR REL EBP | Employee (plan) Service code 30 | — | $65K |
| NORMA GAYLE EIN 23-7255573 PRO SRVS REL ORGS | Employee (plan) Service code 30 | — | $62K |
| MARGARET M. DIFANO EIN 23-7255573 PRO SRVS REL ORGS | Employee (plan) Service code 30 | — | $61K |
| RENEE D. PINCKNEY EIN 23-7255573 PRO SRVS FOR REL EBP | Employee (plan) Service code 30 | — | $58K |
| FIRST ACTUARIAL CONSULTING, INC. EIN 26-3842522 PRO SRVS FOR REL EBP | Float revenue; Other services; Contract Administrator Service code 13 | — | $56K |
| ROGER SANTOS EIN 23-7255573 NONE | Employee (plan) Service code 30 | — | $51K |
| DANIEL ISTRICO EIN 23-7255573 PRO SRVS FOR REL EBP | Employee (plan) Service code 30 | — | $46K |
| ANNE OAKES EIN 23-7255573 PRO SRVS FOR REL EBP | Employee (plan) Service code 30 | — | $45K |
| MINTZ & GOLD LLP EIN 11-3179008 PRO SRVS REL BEN PLANS | Legal Service code 29 | — | $41K |
| ASHLEY M. MICCIULLI EIN 23-7255573 PRO SRVS FOR REL EBP | Employee (plan) Service code 30 | — | $35K |
| WARREN KABASH EIN 23-7255573 NONE | Employee (plan) Service code 30 | — | $33K |
| SYNTONIC SYSTEMS, INC. EIN 13-2925049 PRO SRVS FOR REL EBP | Consulting (general) Service code 16 | — | $27K |
| MEYER, SOUZZI, ENGLISH & KLEIN, P.C EIN 11-2340639 PRO SRVS REL ORGS | Legal Service code 29 | — | $20K |
| MSI TECHNOLOGIES, LLC EIN 22-3827881 PRO SRVS FOR REL EBP | Consulting (general) Service code 16 | — | $10K |
| VISION SCREENING, INC. EIN 11-2358021 NONE | Contract Administrator Service code 13 | — | $6K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 5,462 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 4,044 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 9,506 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance | LINCOLN LIFE AND ANNUITY CO OF NY | 9,327 | $1.8M |
| Other(3 contracts, 2 carriers) | LINCOLN LIFE AND ANNUITY CO OF NY | 9,327 | $3.6M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 9,327 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.