| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| PROFESSIONAL GROUP PLANS INC3 Filed as: PROFESSIONAL GROUP PLANS, INC. | 225 WIRELESS BLVD - STE 200 HAUPPAUGE, NY 11788 | RELIANCE STANDARD LIFE INSURANCE CO. | $7K | — | $7K | 5.00% |
| PROFESSIONAL GROUP PLANS INC3 Filed as: PROFESSIONAL GROUP PLANS, INC. | 225 WIRELESS BLVD - STE 200 HAUPPAUGE, NY 11788 | RELIANCE STANDARD LIFE INSURANCE CO. | $560 | — | $560 | 5.00% |
| MARK SPIVAK (THE WEISS GRPOUP)3 | 200 PARK AVE NEW YORK, NY 10166 | RELIANCE STANDARD LIFE INSURANCE CO. | $315 | — | $315 | 5.01% |
| PROFESSIONAL GROUP PLANS INC3 Filed as: PROFESSIONAL GROUP PLANS, INC. | 225 WIRELESS BLVD - STE 200 HAUPPAUGE, NY 11788 | SUN LIFE ASSURANCE COMPAMY OF CANADA | $449 | — | $449 | 19.97% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| LORRAINE LEVY EIN 23-7248562 EMPLOYEE | Direct payment from the plan; Employee (plan) Service code 30 | — | $144K |
| OPTIMUM TECHNOLGIES INC EIN 04-3283029 NONE | Other fees; Other services; Direct payment from the plan Service code 49 | — | $139K |
| HILDA SANCHEZ EIN 23-7248562 EMPLOYEE | Direct payment from the plan; Employee (plan) Service code 30 | — | $130K |
| RELIANCE TRUST COMPANY EIN 58-1428634 NONE | Other services; Custodial (securities) Service code 19 | — | $115K |
| FRANCA EUVINO EIN 23-7248562 EMPLOYEE | Direct payment from the plan; Employee (plan) Service code 30 | — | $109K |
| PRICILLA POVEDA GARCIA EIN 23-7248562 EMPLOYEE | Employee (plan); Direct payment from the plan Service code 30 | — | $107K |
| APPLIED BUSINESS SYSTEMS INC. EIN 22-2875533 NONE | Direct payment from the plan Service code 50 | — | $101K |
| EVAN GREENBERG EIN 23-7248562 EMPLOYEE | Employee (plan); Direct payment from the plan Service code 30 | — | $94K |
| DAVID HARRIS EIN 23-7248562 EMPLOYEE | Employee (plan); Direct payment from the plan Service code 30 | — | $91K |
| BENECARD SERVICES, INC. EIN 22-2998772 NONE | Contract Administrator; Direct payment from the plan Service code 13 | — | $78K |
| RICHARD GALLO EIN 23-7248562 EMPLOYEE | Direct payment from the plan; Employee (plan) Service code 30 | — | $76K |
| EVELYN DEJESUS GUTIERREZ EIN 23-7248562 EMPLOYEE | Direct payment from the plan; Employee (plan) Service code 30 | — | $71K |
| NOVAK FRANCELLA LLC EIN 61-1436956 NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $69K |
| MAGNACARE ADMINSTRATIVE SVCS LLC EIN 11-3410766 NONE | Direct payment from the plan; Valuation (appraisals, etc.) Service code 34 | — | $67K |
| FLORENCE SACINO EIN 23-7248562 EMPLOYEE | Employee (plan); Direct payment from the plan Service code 30 | — | $67K |
| MARIA ORTIZ EIN 23-7248562 EMPLOYEE | Direct payment from the plan Service code 50 | — | $47K |
| HEALTHPLEX INC EIN 11-2714365 NONE | Contract Administrator; Direct payment from the plan Service code 13 | — | $42K |
| DR STEPHEN JAFFE NONE | Consulting fees; Direct payment from the plan Service code 50 | 16 LANCASTER RD TENAFLY, NJ 07670 | $42K |
| CAITLEIN SANCHEZ EIN 23-7248562 EMPLOYEE | Direct payment from the plan; Employee (plan) Service code 30 | — | $41K |
| ADAM S. HARRIS, P.C. EIN 11-3069191 NONE | Legal; Direct payment from the plan Service code 29 | — | $36K |
| EDWARD B. GOLDSTEIN, M.D. NONE | Direct payment from the plan; Consulting (general) Service code 16 | 49 MURIEL AVENUE LAWRENCE, NY 11559 | $24K |
| G&M CLEANING SERVICES NONE | Direct payment from the plan; Other services Service code 49 | 1 WEST SHORE AVENUE BOGOTA, NJ 07603 | $14K |
| ARNOLD HARRIS TRUSTEE | Direct payment from the plan; Trustee (individual) Service code 20 | 485 UNDERHILL BLVD. SUITE 203 SYOSSET, NY 11791 | $14K |
| ALAN T NAHOUM INC NONE | Actuarial; Direct payment from the plan Service code 11 | 41 DUNBAR ROAD PALM BEACH GARDENS, FL 33418 | $13K |
| PROXY VOTE PLUS, LLC EIN 20-0509976 NONE | Other services; Direct payment from the plan Service code 49 | — | $5K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,017 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 1,018 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance(2 contracts) | RELIANCE STANDARD LIFE INSURANCE CO. | 1,103 | $141K |
| Long-term disability | SUN LIFE ASSURANCE COMPAMY OF CANADA | 12 | $2K |
| Other(2 contracts) | RELIANCE STANDARD LIFE INSURANCE CO. | 1,103 | $18K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,103 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.