| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ASSOCIATED EMPLOYEE BENEFITS LLC3 | 925 NORTH STATE STREET WESTERVILLE, OH 43082 | COMMUNITY INSURANCE COMPANY | $30K | $912 | $31K | 3.99% |
| SHAWN MARQUIS AGENCY INC3 | 110 EAST WILSON BRIDGE ROAD SUITE 260 COLUMBUS, OH 43085 | COMMUNITY INSURANCE COMPANY | -$19 | — | -$19 | -0.00% |
| ASSOCIATED EMPLOYEE BENEFITS LLC3 | 925 NORTH STATE STREET SUITE 200 WESTERVILLE, OH 43082 | STANDARD INSURANCE COMPANY | $5K | — | $5K | 10.00% |
| CENTERSTONE INSURANCE AND FINANCIAL3 Filed as: CENTERSTONE INS FIN SERVICE | 12404 PARK CENTRAL DRIVE SUITE 400S DALLAS, TX 75251 | STANDARD INSURANCE COMPANY | $2K | — | $2K | 5.00% |
| ASSOCIATED EMPLOYEE BENEFITS LLC3 | 925 NORTH STATE STREET SUITE 200 WESTERVILLE, OH 43082 | STANDARD INSURANCE COMPANY | $2K | — | $2K | 7.32% |
| CENTERSTONE INSURANCE AND FINANCIAL3 Filed as: CENTERSTONE INS FIN SERVICE | 1133 WESTCHESTER AVENUE SUITE S229 WHITE PLAINS, NY 10604 | STANDARD INSURANCE COMPANY | $2K | — | $2K | 5.00% |
| ASSOCIATED EMPLOYEE BENEFITS LLC3 | 925 NORTH STATE STREET SUITE 200 WESTERVILLE, OH 43082 | STANDARD INSURANCE COMPANY | $8K | — | $8K | 26.63% |
| CENTERSTONE INSURANCE AND FINANCIAL3 Filed as: CENTERSTONE INS FIN SERVICE | 1133 WESTCHESTER AVENUE SUITE S229 WHITE PLAINS, NY 10604 | STANDARD INSURANCE COMPANY | $1K | — | $1K | 5.03% |
| ASSOCIATED EMPLOYEE BENEFITS LLC3 | 925 NORTH STATE STREET SUITE 200 WESTERVILLE, OH 43082 | STANDARD INSURANCE COMPANY | $2K | — | $2K | 7.63% |
| CENTERSTONE INSURANCE AND FINANCIAL3 Filed as: CENTERSTONE INS FIN SERVICE | 1133 WESTCHESTER AVENUE SUITE S229 WHITE PLAINS, NY 10604 | STANDARD INSURANCE COMPANY | $1K | — | $1K | 5.00% |
| ASSOCIATED EMPLOYEE BENEFITS LLC3 | 925 NORTH STATE STREET SUITE 200 WESTERVILLE, OH 43082 | STANDARD INSURANCE COMPANY | $3K | — | $3K | 14.28% |
| CENTERSTONE INSURANCE AND FINANCIAL3 Filed as: CENTERSTONE INS FIN SERVICE | 1133 WESTCHESTER AVENUE SUITE S229 WHITE PLAINS, NY 10604 | STANDARD INSURANCE COMPANY | $963 | — | $963 | 5.00% |
| ASSOCIATED EMPLOYEE BENEFITS LLC3 Filed as: ASSOCIATED EMPLOYEE BENEFITS, LLC. | 925 NORTH STATE STREET SUITE 200 WESTERVILLE, OH 43082 | FIDELITY SECURITY LIFE INSURANCE COMPANY | $1K | — | $1K | 10.95% |
| ASSOCIATED EMPLOYEE BENEFITS LLC3 Filed as: ASSOCIATED EMPLOYEE BENEFITS | 63 COMMERCE PARK DRIVE WESTERVILLE, OH 43082 | HEALTHIEST YOU | $2K | — | $2K | 15.00% |
| ASSOCIATED EMPLOYEE BENEFITS LLC3 | 925 NORTH STATE STREET SUITE 200 WESTERVILLE, OH 43082 | STANDARD INSURANCE COMPANY | $244 | — | $244 | 9.99% |
| CENTERSTONE INSURANCE AND FINANCIAL3 Filed as: CENTERSTONE INS FIN SERVICE | 12404 PARK CENTRAL DRIVE SUITE 400S DALLAS, TX 75251 | STANDARD INSURANCE COMPANY | $122 | — | $122 | 4.99% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 102 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 102 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | COMMUNITY INSURANCE COMPANY | 76 | $773K |
| Dental | STANDARD INSURANCE COMPANY | 81 | $48K |
| Vision(2 contracts, 2 carriers) | FIDELITY SECURITY LIFE INSURANCE COMPANY | 158 | $15K |
| Life insurance | STANDARD INSURANCE COMPANY | 102 | $32K |
| Short-term disability | STANDARD INSURANCE COMPANY | 102 | $29K |
| Long-term disability | STANDARD INSURANCE COMPANY | 102 | $19K |
| Other(4 contracts, 3 carriers) | STANDARD INSURANCE COMPANY | 102 | $75K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 158 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.