See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 4 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 3 broker rows. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| ASSOCIATED ADMINISTRATORS EIN 65-1205077 | Participant communication; Accounting (including auditing); Contract Administrator; Valuation (appraisals, etc.); Claims processing; Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 10 | 911 RIDGEBROOK ROAD SPARKS, MD 21152 | $91K |
| MOONEY, GREEN, SAINDON, MURPHY&WELC EIN 52-1958229 NONE | Legal Service code 29 | 1920 L ST NW WASHINGTON, DC 20036 | $22K |
| THE MCKEOGH COMPANY EIN 23-3003375 NONE | Consulting (general) Service code 16 | 200 BARR HARBOR DRIVE, FOUR TOWER B WEST CONSHOHOCKEN, PA 19428 | $8K |
| CAPITAL FINANCIAL, LLC NONE | Investment advisory (plan) Service code 27 | 2943 OLNEY SANDY SPRING RD, STE A OLNEY, MD 20832 | $6K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 118 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 76 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 194 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | KAISER FOUNDATION HEALTH PLAN OF MID-ATLANTIC | 318 | $1.9M |
| Dental | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES (CIGNA) | 188 | $71K |
| Vision | NATIONAL VISION ADMINISTRATORS, L.L.C. | 402 | $15K |
| Life insurance | UNITED OF OMAHA LIFE INSURANCE COMPANY | 217 | $33K |
| Short-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 217 | $33K |
| Other | UNITED OF OMAHA LIFE INSURANCE COMPANY | 217 | $33K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 402 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a plan over $1M. The plan may have no broker or pay a flat fee. Consultant sales target.
The top carrier holds over 85% of premium. A rate increase from that carrier moves the whole plan.