| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF FLORIDA | 83 PARK PLACE BOULEVARD SUITE 101 CLEARWATER, FL 33759 | BLUE CROSS BLUE SHIELD OF FLORIDA | $28K | — | $28K | 5.00% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF FL INC-PINELLAS | 83 NORTH PARK PLACE BOULEVARD #101 CLEARWATER, FL 33759 | HUMANA INSURANCE COMPANY | $2K | $198 | $2K | 9.06% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF FLORIDA INC | 83 PARK PLACE BOULEVARD CLEARWATER, FL 33759 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2K | $34 | $2K | 8.31% |
| DANIELS SOLUTIONS LLC3 | 4941 POMPANO DRIVE NEW PORT RICHEY, FL 34652 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $369 | $321 | $690 | 2.92% |
| CORCORAN & HOYT LLC3 | 12505 BRONCO DRIVE TAMPA, FL 33624 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $375 | $96 | $471 | 1.99% |
| DEBORAH S GOLDEN3 Filed as: DEBORAH ELIZABETH MAXWELL | 1023 GRANADA STREET CLEARWATER, FL 33755 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $317 | $16 | $333 | 1.41% |
| FRANCISCO JAVIER RUIZ3 | 10011 COURTNEY PALMS BOULEVARD TAMPA, FL 33619 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $291 | $1 | $292 | 1.23% |
| JOE LYNN ALSOBROOK3 | 4557 36TH AVENUE NORTH SAINT PETERSBURG, FL 33713 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $205 | $84 | $289 | 1.22% |
| JUAN RICARDO DE LA ROSA JR3 | 8929 BAYWOOD PARK DRIVE SEMINOLE, FL 33777 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $259 | — | $259 | 1.09% |
| MALINDA SOM3 | 4557 36TH AVENUE NORTH SAINT PETERSBURG, FL 33713 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $144 | — | $144 | 0.61% |
| KRISTAL DEL GUADALUPE FIGUEROA3 | 8411 MAY STREET TAMPA, FL 33614 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $112 | $13 | $125 | 0.53% |
| DENISE MAUREEN WAITE3 | 2011 EAST CLIFTON STREET TAMPA, FL 33610 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $117 | — | $117 | 0.49% |
| ALLYN INCORPORATED3 | 14813 SEMINOLE TRAIL SEMINOLE, FL 33776 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $66 | $5 | $71 | 0.30% |
| WORKSITE AMERICA LLC3 | 14141 46TH STREET NORTH CLEARWATER, FL 33762 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $18 | $19 | $37 | 0.16% |
| FRANK PADULA3 | 3000 BAYPORT DRIVE TAMPA, FL 33607 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $8 | $14 | $22 | 0.09% |
| CARLOS A. MCCAIN3 Filed as: CARLOS A MCCAIN | 10552 PLANTATION BAY DRIVE TAMPA, FL 33647 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $10 | $6 | $16 | 0.07% |
| COACH CONCEPTS INC3 | 5655 OAKHURST DRIVE SEMINOLE, FL 33772 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $9 | $6 | $15 | 0.06% |
| KASSANDRA MARIE WILL3 | 2315 BARKWOOD PASS CLEARWATER, FL 33763 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $9 | $5 | $14 | 0.06% |
| CARRIE RUTTER3 | 2907 14TH STREET NORTH ST PETERSBURG, FL 33704 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $8 | $1 | $9 | 0.04% |
| NYRA VELASCO3 | 1904 CAPRI ROAD VALRICO, FL 33594 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $8 | $1 | $9 | 0.04% |
| SCHMIDT BENEFIT GROUP INC3 | 512 LYONS BAY ROAD NOKOMIS, FL 34275 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2 | $1 | $3 | 0.01% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF FLORIDA | 83 PARK PLACE BOULEVARD SUITE 101 CLEARWATER, FL 33759 | BLUE CROSS BLUE SHIELD OF FLORIDA | $847 | — | $847 | 5.00% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF FL INC-PINELLAS | 83 NORTH PARK PLACE BOULEVARD #101 CLEARWATER, FL 33759 | COMPBENEFITS COMPANY | $624 | $152 | $776 | 9.21% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN AND BROWN OF FL INC-CLEARWAT | 83 NORTH PARK PLACE BOULEVARD SUITE 101 CLEARWATER, FL 33759 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $805 | $404 | $1K | 15.02% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN AND BROWN OF FL INC-CLEARWAT | 83 NORTH PARK PLACE BOULEVARD SUITE 101 CLEARWATER, FL 33759 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $659 | $359 | $1K | 15.44% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN AND BROWN OF FL INC-CLEARWAT | 83 NORTH PARK PLACE BOULEVARD SUITE 101 CLEARWATER, FL 33759 | UNITED OF OMAHA LIFWE INSURANCE COMPANY | $968 | $312 | $1K | 19.83% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 111 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 111 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts) | BLUE CROSS BLUE SHIELD OF FLORIDA | 77 | $580K |
| Dental(2 contracts, 2 carriers) | HUMANA INSURANCE COMPANY | 49 | $34K |
| Vision | HUMANA INSURANCE COMPANY | 49 | $26K |
| Life insurance(2 contracts, 2 carriers) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 129 | $15K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 15 | $7K |
| Prescription drug | BLUE CROSS BLUE SHIELD OF FLORIDA | 77 | $564K |
| Other(4 contracts, 4 carriers) | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | 129 | $55K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 129 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.