| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| NONSTOP ADMINISTRATION & INSURANCE3 | 2300 CLAYTON ROAD, #1450 CONCORD, CA 945202146 | KAISER FOUNDATION HEALTH PLAN INC. | $68K | — | $68K | 4.99% |
| YOURPEOPLE, INC.3 | 303 2ND STREET, #401 SAN FRANCISCO, CA 94107 | DELTA DENTAL OF CALIFORNIA | $600 | — | $600 | 0.17% |
| NONSTOP ADMINISTRATION & INSURANCE3 | 2300 CLAYTON ROAD, #1450 CONCORD, CA 94520 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $3K | — | $3K | 9.10% |
| ZENEFITS3 | DEPT LA 24402 PASADENA, CA 91185 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $216 | — | $216 | 0.75% |
| NONSTOP ADMINISTRATION & INSURANCE3 | 2300 CLAYTON ROAD, #1450 CONCORD, CA 94520 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $2K | — | $2K | 8.26% |
| ZENEFITS3 | DEPT LA 24402 PASADENA, CA 91185 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $190 | — | $190 | 0.85% |
| NONSTOP ADMINISTRATION & INSURANCE3 | 2300 CLAYTON ROAD, #1450 CONCORD, CA 94520 | DELTA DENTAL OF CALIFORNIA | $1K | — | $1K | 5.00% |
| NONSTOP ADMINISTRATION & INSURANCE3 | 2300 CLAYTON ROAD, #1450 CONCORD, CA 945202146 | EYEMED VISION CARE | $2K | — | $2K | 8.27% |
| YOURPEOPLE, INC.3 | LB SERV 845661 3440 FLAIR DRIVE EL MONTE, CA 91731 | EYEMED VISION CARE | $174 | — | $174 | 0.87% |
| NONSTOP ADMINISTRATION & INSURANCE3 | 2300 CLAYTON ROAD, #1450 CONCORD, CA 945202146 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $2K | — | $2K | 9.25% |
| ZENEFITS | DEPT LA 24402 PASADENA, CA 91185 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $128 | — | $128 | 0.75% |
| NONSTOP ADMINISTRATION & INSURANCE3 | 2300 CLAYTON ROAD, #1450 CONCORD, CA 945202146 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $300 | — | $300 | 8.33% |
| ZENEFITS3 | DEPT LA 24402 PASADENA, CA 91185 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $27 | — | $27 | 0.75% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 229 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 229 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | KAISER FOUNDATION HEALTH PLAN INC. | 229 | $1.4M |
| Dental(2 contracts) | DELTA DENTAL OF CALIFORNIA | 277 | $375K |
| Vision | EYEMED VISION CARE | 369 | $20K |
| Life insurance | LIFE INSURANCE COMPANY OF NORTH AMERICA | 0 | $22K |
| Long-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 0 | $29K |
| Other(3 contracts) | LIFE INSURANCE COMPANY OF NORTH AMERICA | 0 | $43K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 369 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.