No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| HEALTHY ALLIANCE LIFE INS CO EIN 86-0257201 NONE | Recordkeeping and information management (computing, tabulating, data processing, etc.); Other services; Claims processing; Float revenue; Contract Administrator Service code 12 | 3075 VANDERCAR WAY CINCINNATI, OH 45209 | $648K |
| BENESYS EIN 38-2383171 NONE | Contract Administrator Service code 13 | 13801 RIVERPORT LAKES WEST STE 401 MARYLAND HEIGHTS, MO 63043 | $528K |
| SEGAL EIN 13-1975125 NONE | Actuarial Service code 11 | 101 NORTH WACKER DR STE 500 CHICAGO, IL 606061724 | $161K |
| HARTNET GLADNEY HETTERMAN LLC EIN 43-1205253 NONE | Insurance agents and brokers Service code 22 | 4399 LACLEDE AVE ST LOUIS, MO 63108 | $66K |
| AMERICAN CORE REALTY EIN 33-0123114 NONE | Investment management; Investment management fees paid directly by plan Service code 28 | 515 S FLOWER ST 49TH FLOOR LOS ANGLES, CA 90071 | $56K |
| GRABEL SCHNIEDERS HOLLMAN & CO EIN 43-1171178 NONE | Accounting (including auditing) Service code 10 | 206 W. ARGONNE KIRKWOOD, MO 63122 | $30K |
| MARQUETTE ASSOCIATES EIN 36-3485298 NONE | Consulting (pension) Service code 17 | 12412 POWERSCOURT DR STE 240 ST LOUIS, MO 63131 | $20K |
| COMMERCE BANK EIN 48-0962626 NONE | Custodial (securities) Service code 19 | 922 WALNUT STREET KANSAS CITY, MO 64106 | $17K |
| HEALTHLINK EIN 43-1364135 NONE | Contract Administrator; Claims processing Service code 12 | 1831 CHESTNUT ST ST LOUIS, MO 63103 | $10K |
| DELTA DENTAL EIN 43-0908349 NONE | Claims processing Service code 12 | 12399 GRAVOIS RD ST LOUIS, MO 63127 | $8K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,355 | Currently employed and enrolled or eligible. |
| Retired/separated still eligible | 182 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,537 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Long-term disability | ANTHEM LIFE INSURANCE COMPANY | 0 | $0 |
| Stop-loss / reinsurancereinsurance | AMALGAMATED LIFE INSURANCE COMPANY | 1,640 | $179K |
| Other | ANTHEM LIFE INSURANCE COMPANY | 0 | $0 |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,640 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.