| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| GCG FINANCIAL LLC3 Filed as: ALERA GROUP INC | 1437 SW COLUMBIA STREET PORTAND, OR 97201 | KAISER FOUNDATION HEALTH PLAN OF THE NORTHWEST | $69K | $2K | $71K | 2.09% |
| LIBERTY BENEFITS GROUP LLC3 | 17610 WOODINVILLE SNOHOMISH ROAD WOODINVILLE, WA 98072 | KAISER FOUNDATION HEALTH PLAN OF THE NORTHWEST | $15K | $0 | $15K | 0.46% |
| LIBERTY BENEFITS GROUP LLC3 | 17610 WOODINVILLE SNOHOMISH ROAD WOODINVILLE, WA 98072 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $9K | $0 | $9K | 2.03% |
| GCG FINANCIAL LLC3 Filed as: ALERA GROUP INC | 1437 SW COLUMBIA STREET PORTAND, OR 97201 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $6K | $0 | $6K | 1.40% |
| NATIONAL BENEFIT CENTER3 | 23825 COMMERCE PARK, SUITE A BEACHWOOD, OH 44122 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $0 | $645 | $645 | 0.15% |
| CSNW BENEFITS3 | UNKNOWN PORTLAND, OR 97205 | WILLAMETTE DENTAL INSURANCE INC | $4K | $0 | $4K | 3.37% |
| LIBERTY BENEFITS GROUP LLC3 | 17610 WOODINVILLE SNOHOMISH ROAD WOODINVILLE, WA 98072 | WILLAMETTE DENTAL INSURANCE INC | $1K | $0 | $1K | 1.21% |
| CSNW BENEFITS3 | 1437 SW COLUMBIA STREET PORTAND, OR 97201 | AMERITAS LIFE INSURANCE COMPANY | $4K | $0 | $4K | 7.48% |
| LIBERTY BENEFITS GROUP LLC3 | 4100 194TH STREET SW, SUITE 380 LYNWOOD, WA 98036 | AMERITAS LIFE INSURANCE COMPANY | $2K | $0 | $2K | 4.01% |
| GCG FINANCIAL LLC3 Filed as: WILSON ALBERS | 3000 A STREET, SUITE 400 ANCHORAGE, AK 99503 | AMERITAS LIFE INSURANCE COMPANY | $0 | $226 | $226 | 0.41% |
| LIBERTY BENEFITS GROUP LLC | — | WILLAMETTE DENTAL INSURANCE INC | $461 | — | $461 | 5.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 311 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 311 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | KAISER FOUNDATION HEALTH PLAN OF THE NORTHWEST | 330 | $3.4M |
| Dental(3 contracts, 2 carriers) | WILLAMETTE DENTAL INSURANCE INC | 156 | $175K |
| Vision(2 contracts, 2 carriers) | KAISER FOUNDATION HEALTH PLAN OF THE NORTHWEST | 330 | $3.5M |
| Life insurance | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 374 | $422K |
| Short-term disability | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 374 | $422K |
| Long-term disability | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 374 | $422K |
| Prescription drug | KAISER FOUNDATION HEALTH PLAN OF THE NORTHWEST | 330 | $3.4M |
| Other | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 374 | $422K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 374 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.