See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 10 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 7 broker rows. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| CVS CAREMARK EIN 86-0217882 NONE KNOWN | Direct payment from the plan Service code 50 | PO BOX 848001 DALLAS, TX 75284 | $4.8M |
| BENESYS, INC. EIN 38-2383171 NONE KNOWN | Other services Service code 49 | 700 TOWER DR. SUITE 300 TROY, MI 48098 | $362K |
| HINES & ASSOCIATES NONE KNOWN | Other insurance fees and expenses Service code 73 | 115 EAST HIGHLAND AVE ELGIN, IL 60120 | $171K |
| JEFFREY M. LESSER EIN 38-3033865 NONE KNOWN | Legal Service code 29 | 30300 NORTHWESTERN HWY FARMINGTON HILLS, MI 48334 | $71K |
| COMERICA BANK EIN 42-1741646 NONE KNOWN | Float revenue Service code 62 | 411 W. LAFAYETTE DETROIT, MI 48226 | $38K |
| ADN ADMINISTRATORS, INC. EIN 01-0644202 NONE KNOWN | Other insurance fees and expenses Service code 73 | 30700 TELEGRAPH, STE 2445 BINGHAM FARMS, MI 48025 | $28K |
| AMERICAN GRAPHICS PRINTING CO. EIN 38-2090931 NONE KNOWN | Copying and duplicating Service code 36 | 34895 GROESBECK CLINTON TOWNSHIP, MI 48035 | $17K |
| SCHREIBER ADVISORS, P.C. EIN 46-1282767 NONE KNOWN | Accounting (including auditing) Service code 10 | 888 W BIG BEAVER, STE 888 TROY, MI 48084 | $16K |
| STEFANSKY & HOLLOWAY EIN 38-2388845 NONE KNOWN | Accounting (including auditing) Service code 10 | 22260 HAGGERTY STE 350 NORTHVILLE, MI 48167 | $11K |
| ERMAN, TEICHER, ZUCKER & FREEDMAN, NONE KNOWN | Legal Service code 29 | 400 GALLERIA OFFICENTRE, SOUTHFIELD, MI 48034 | $11K |
| UNITED ACTUARIAL SERVICES EIN 35-2156420 NONE KNOWN | Actuarial Service code 11 | 11590 N. MERIDIAN STE 610 CARMEL, IN 46032 | $7K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,870 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 112 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 17 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,999 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(7 contracts, 3 carriers) | HUMANA INSURANCE COMPANY | 122 | $731K |
| Life insurance | RELIANCE STANDARD LIFE INSURANCE COMPANY | 1,796 | $130K |
| Stop-loss / reinsurancereinsurance | THE UNION LABOR LIFE INSURANCE COMPANY | 1,966 | $581K |
| Other | HAP PREFERRED INC. | 3,156 | $459K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 3,156 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over the prior year. Good candidate for re-shopping the carriers.
The primary broker changed. The plan may take a second-look pitch.