| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| STANTON SAIKI3 | 220 SOUTH KING ST STE 1200 HONOLULU, HI 96813 | HAWAII MEDICAL ASSURANCE ASSOCIATION | $35K | $0 | $35K | 0.75% |
| GUY TANIOKA3 | 220 SOUTH KING ST STE 1200 HONOLULU, HI 96813 | HAWAII MEDICAL ASSURANCE ASSOCIATION | $27K | $0 | $27K | 0.58% |
| CHUCK TONDA3 | 220 SOUTH KING ST STE 1200 HONOLULU, HI 96813 | HAWAII MEDICAL ASSURANCE ASSOCIATION | $12K | $0 | $12K | 0.26% |
| GRACE BEYMER3 | 220 SOUTH KING ST STE 1200 HONOLULU, HI 96813 | HAWAII MEDICAL ASSURANCE ASSOCIATION | $11K | $0 | $11K | 0.23% |
| MANDI TAOKA3 | 220 SOUTH KING ST STE 1200 HONOLULU, HI 96813 | HAWAII MEDICAL ASSURANCE ASSOCIATION | $7K | $0 | $7K | 0.16% |
| JAMIE REICH3 | 220 SOUTH KING ST STE 1200 HONOLULU, HI 96813 | HAWAII MEDICAL ASSURANCE ASSOCIATION | $6K | $0 | $6K | 0.12% |
| P.S.H. INSURANCE, INC.3 | 737 BISHOP ST STE 2120 HONOLULU, HI 96813 | HAWAII MEDICAL ASSURANCE ASSOCIATION | $5K | $0 | $5K | 0.11% |
| GAVIN TOMA3 | 220 SOUTH KING ST STE 1200 HONOLULU, HI 96813 | HAWAII MEDICAL ASSURANCE ASSOCIATION | $5K | $0 | $5K | 0.11% |
| JIM FRENCH3 | 220 SOUTH KING ST STE 1200 HONOLULU, HI 96813 | HAWAII MEDICAL ASSURANCE ASSOCIATION | $4K | $0 | $4K | 0.09% |
| ADVANTAGE INSURANCE SERVICES, INC.3 | 1580 MAKALO ST STE 1220 HONOLULU, HI 96814 | HAWAII MEDICAL ASSURANCE ASSOCIATION | $4K | $0 | $4K | 0.09% |
| MAURICE T NITTA3 Filed as: MAURICE NITTA | 98-487 KOAUKA LOOP #B204 AIEA, HI 96701 | HAWAII MEDICAL ASSURANCE ASSOCIATION | $4K | $0 | $4K | 0.09% |
| HI INSURANCE & FINANCIAL SERVICES3 | 1009 KAPIOLANI BLVD #2804 HONOLULU, HI 96814 | HAWAII MEDICAL ASSURANCE ASSOCIATION | $4K | $0 | $4K | 0.08% |
| PACIFIC BUSINESS SOLUTIONS, LLC3 Filed as: PACIFIC BUSINESS SOLUTIONS | PO BOX 240655 HONOLULU, HI 96824 | HAWAII MEDICAL ASSURANCE ASSOCIATION | $2K | $0 | $2K | 0.04% |
| PROINSURANCE HAWAII, LLC3 | 4348 WAIALAE AVE STE 101 HONOLULU, HI 96816 | HAWAII MEDICAL ASSURANCE ASSOCIATION | $1K | $0 | $1K | 0.03% |
| HOGAN CONSULTING GROUP, LLC3 | 1088 BISHOP ST STE 1224 HONOLULU, HI 96813 | HAWAII MEDICAL ASSURANCE ASSOCIATION | $1K | $0 | $1K | 0.03% |
| ALOHA EMPLOYEE BENEFITS INSURANCE3 | 220 SOUTH KING ST STE 1200 HONOLULU, HI 96813 | HAWAII MEDICAL ASSURANCE ASSOCIATION | $1K | $0 | $1K | 0.03% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH & BENEFITS, LLC | 1166 AVENUE OF THE AMERICAS NEW YORK, NY 10036 | HAWAII MEDICAL ASSURANCE ASSOCIATION | $1K | $0 | $1K | 0.03% |
| ATLAS INSURANCE3 | 201 MERCHANT ST STE 1100 HONOLULU, HI 96813 | HAWAII MEDICAL ASSURANCE ASSOCIATION | $604 | $0 | $604 | 0.01% |
| FINANCIAL BENEFITS SERVICES LLC3 Filed as: FINANCIAL BENEFITS INSURANCE, INC. | 1311 KAPIOLANI BLVD STE 504 HONOLULU, HI 96814 | HAWAII MEDICAL ASSURANCE ASSOCIATION | $225 | $0 | $225 | 0.00% |
| JAMES KUWATA3 | 1100 WARD AVENUE STE 600 HONOLULU, HI 96814 | HAWAII MEDICAL ASSURANCE ASSOCIATION | $100 | $0 | $100 | 0.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 734 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 2 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 736 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HAWAII MEDICAL ASSURANCE ASSOCIATION | 892 | $4.7M |
| Dental | HAWAII MEDICAL ASSURANCE ASSOCIATION | 892 | $4.7M |
| Vision | HAWAII MEDICAL ASSURANCE ASSOCIATION | 892 | $4.7M |
| Life insurance | HAWAII MEDICAL ASSURANCE ASSOCIATION | 892 | $4.7M |
| Prescription drug | HAWAII MEDICAL ASSURANCE ASSOCIATION | 892 | $4.7M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 892 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Multiple-employer welfare arrangement. Specific regulatory and compliance context; specific consultant niche.