| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| TERRIANN PROCIDA3 | 101 A FOSTER ROAD MOORESTOWN, NJ 08057 | HORIZON HEALTHCARE SERVICES, INC. | $4K | $0 | $4K | 1.34% |
| INNOVATIVE BENEFIT PLANNING, LLC3 Filed as: INNOVATIVE BENEFIT PLANNING | 101 A FOSTER ROAD MOORESTOWN, PA 08057 | CONTINENTAL AMERICAN INSURANCE COMPANY | $10K | — | $10K | 7.45% |
| DAVID J MCCLELLAN3 Filed as: DAVID SACK | 501 FAIRNEST COURT DOVER, DE 19904 | CONTINENTAL AMERICAN INSURANCE COMPANY | $3K | — | $3K | 2.17% |
| MAGDALY SANTOS3 | 642 BRADFORD DRIVE VINELAND, NJ 08360 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2K | — | $2K | 1.27% |
| DAVID COOPER, II3 | 6201 BRIGHT AVENUE WHITTIER, CA 90601 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1K | — | $1K | 1.15% |
| SHEM J BOSTICK3 Filed as: SHEM BOSTICK | 1325 MT. HERMON ROAD SALISBURY, MD 21804 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1K | — | $1K | 0.93% |
| DORA BOSTICK3 | 1325 MOUNT HERMON ROAD SALISBURY, MD 21804 | CONTINENTAL AMERICAN INSURANCE COMPANY | $896 | — | $896 | 0.70% |
| SHARON SIMPSON MCCLENDON3 Filed as: SHARON SACK | 501 FAIRNEST COURT DOVER, DE 19904 | CONTINENTAL AMERICAN INSURANCE COMPANY | $574 | — | $574 | 0.45% |
| WORTHAM SAN ANTONIO INC3 Filed as: JOHN CAPOZZI | 5608 BEACH HAVEN ROAD EAST NEW MARKET, MD 19608 | CONTINENTAL AMERICAN INSURANCE COMPANY | $341 | — | $341 | 0.27% |
| COLLEEN A VOGAN3 Filed as: COLLEEN LIND | 6652 QUERCUS DRIVE HEBRON, MD 21830 | CONTINENTAL AMERICAN INSURANCE COMPANY | $302 | — | $302 | 0.24% |
| EDWARD STEELE3 | 141 HALLTOW ROAD MARYDEL, MD 21649 | CONTINENTAL AMERICAN INSURANCE COMPANY | $235 | — | $235 | 0.18% |
| ADVANCED BENEFIT SYSTEM INC3 Filed as: ADVANCED BENEFITS COMMUNICATION | 1 BELMONT AVENUE SUITE 304 BALA CYNWYD, PA 19004 | CONTINENTAL AMERICAN INSURANCE COMPANY | $214 | — | $214 | 0.17% |
| GINA M WESOLEK3 Filed as: GINA VELONG | 174 INTREPID LANE BERLIN, MD 21811 | CONTINENTAL AMERICAN INSURANCE COMPANY | $199 | — | $199 | 0.16% |
| RYAN BENEFITS INC3 Filed as: RYAN RENTSCHLER | 205 CIVIC AVENUE SALISBURY, MD 21804 | CONTINENTAL AMERICAN INSURANCE COMPANY | $96 | — | $96 | 0.08% |
| MEGAN ELIZABETH CASTO3 Filed as: MEGAN LECATES | 1325 MT HERMAN ROAD SALISBURY, MD 21804 | CONTINENTAL AMERICAN INSURANCE COMPANY | $82 | — | $82 | 0.06% |
| THE HORTON GROUP3 Filed as: ALEX BELFORT | 3010 REGENCY DRIVE SINKING SPRING, PA 19608 | CONTINENTAL AMERICAN INSURANCE COMPANY | $46 | — | $46 | 0.04% |
| HOWARD K BOWEN3 Filed as: HOWARD BOWEN | 3616 SAND ROAD SNOW HILL, MD 21863 | CONTINENTAL AMERICAN INSURANCE COMPANY | $3 | — | $3 | 0.00% |
| SETH J BOSTICK3 Filed as: SETH BOSTICK | 1325 HERMON ROAD SALISBURY, MD 21804 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1 | — | $1 | 0.00% |
| HORIZON INSURANCE COMPANY4 | 3 PENN PLAZA EAST M2H NEWARK, NJ 07105 | USABLE LIFE | — | $4K | $4K | 6.05% |
| INNOVATIVE BENEFIT PLANNING, LLC3 Filed as: INNOVATIVE BENEFIT PLANNING | 101 A FOSTER ROAD MOORESTOWN, NJ 08057 | USABLE LIFE | $4K | — | $4K | 6.04% |
| INNOVATIVE BENEFIT PLANNING, LLC3 Filed as: INNOVATIVE BENEFIT PLANNING | 101 A FOSTER ROAD MOORESTOWN, NJ 08057 | VISION BENEFITS OF AMERICA | $3K | $0 | $3K | 5.00% |
| INNOVATIVE BENEFIT PLANNING, LLC3 | 101 A FOSTER ROAD MOORESTOWN, NJ 08057 | USABLE LIFE | $7K | — | $7K | 15.00% |
| HORIZON INSURANCE COMPANY4 | 3 PENN PLAZA EAST M2H NEWARK, NJ 07105 | USABLE LIFE | — | $4K | $4K | 10.00% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH AND BENEFITS ADMIN | PO BOX 310502 DES MOINES, IA 50331 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $332 | $0 | $332 | 2.58% |
| INNOVATIVE BENEFIT PLANNING, LLC3 | 101 A FOSTER ROAD MOORESTOWN, NJ 08057 | USABLE LIFE | $496 | — | $496 | 15.00% |
| HORIZON INSURANCE COMPANY4 | 3 PENN PLAZA EAST M2H NEWARK, NJ 07105 | USABLE LIFE | — | $331 | $331 | 10.01% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,098 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 9 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 1,107 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | CONTINENTAL AMERICAN INSURANCE COMPANY | 296 | $141K |
| Dental | HORIZON HEALTHCARE SERVICES, INC. | 654 | $324K |
| Vision | VISION BENEFITS OF AMERICA | 566 | $53K |
| Life insurance(2 contracts) | USABLE LIFE | 1,098 | $115K |
| Other(4 contracts, 3 carriers) | CONTINENTAL AMERICAN INSURANCE COMPANY | 1,098 | $215K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,098 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.