No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| HORIZON BCBS NJ EIN 22-0999690 NONE | Claims processing; Contract Administrator; Direct payment from the plan Service code 12 | — | $1.0M |
| UFCW LOCAL 1262 PENSION FUND EIN 22-6074414 AFFILIATED BENEFIT FUND | Plan Administrator; Direct payment from the plan Service code 14 | — | $794K |
| MORGAN, LEWIS & BOCKIUS LLP EIN 23-0891050 NONE | Legal; Direct payment from the plan Service code 29 | — | $191K |
| UFCW LOCAL 1262 EIN 22-1339607 AFFILIATED LABOR ORG | Plan Administrator; Direct payment from the plan Service code 14 | — | $118K |
| FRANK VACARRO & ASSOCIATES, INC. EIN 23-2148108 NONE | Contract Administrator; Direct payment from the plan; Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 13 | — | $116K |
| MURPHY ANDERSON EIN 26-3092374 NONE | Legal; Direct payment from the plan Service code 29 | — | $113K |
| EXPRESS SCRIPTS EIN 43-1420563 NONE | Direct payment from the plan; Plan Administrator; Claims processing Service code 12 | — | $105K |
| HORIZON HEALTHCARE DENTAL SERVICES EIN 22-3267136 NONE | Direct payment from the plan; Plan Administrator Service code 14 | — | $97K |
| BUCK CONSULTANTS LLC EIN 13-3954297 NONE | Consulting (general); Direct payment from the plan Service code 16 | — | $66K |
| NOVAK FRANCELLA LLP EIN 61-1436956 NONE | Accounting (including auditing); Direct payment from the plan Service code 10 | — | $42K |
| VALUE OPTIONS INC. EIN 54-1414194 NONE | Claims processing; Direct payment from the plan; Plan Administrator Service code 12 | — | $41K |
| CHARTWELL INVESTMENT PARTNERS EIN 36-4776242 NONE | Investment management fees paid directly by plan; Investment management Service code 28 | — | $16K |
| VISION SERVICES PLAN EIN 06-1227840 NONE | Claims processing; Plan Administrator; Direct payment from the plan Service code 12 | — | $16K |
| SEGALL, BRYANT & HAMILL EIN 41-1788385 NONE | Investment management fees paid directly by plan; Investment management Service code 28 | — | $14K |
| INVESTMENT PERFORMANCE SERVICES LLC EIN 58-2432390 NONE | Investment advisory (plan); Investment management fees paid indirectly by plan; Investment management fees paid directly by plan Service code 27 | — | $5K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 3,998 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 121 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 12 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 4,131 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance(2 contracts, 2 carriers) | USABLE LIFE | 4,865 | $133K |
| Stop-loss / reinsurancereinsurance | HORIZON HEALTHCARE SERVICES, INC. | 2,501 | $1.7M |
| Other(3 contracts, 3 carriers) | GUIDEONE SPECIALTY MUTUAL INSURANCE CO. | 5,374 | $362K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 5,374 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.