| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| AUGUSTINE A OLALERE3 Filed as: AUGUSTINE O'LALERE | 845 LOWCOUNTRY BLVD STE S MT PLEASANT, SC 29464 | THE UNION LABOR LIFE INSURANCE COMPANY | $8K | — | $8K | 10.00% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| ARTY COHN & FEUER LC EIN 65-0718930 SERVICE PROVIDER | Accounting (including auditing) Service code 10 | — | $65K |
| SUGARMAN & SUSSKIND PA EIN 59-2539792 SERVICE PROVIDER | Legal Service code 29 | — | $43K |
| NANCY JIMENEZ SERVICE PROVIDER | Accounting (including auditing) Service code 10 | 704 SUMMIT COURT 305-810-9279 MOUNT DORA, FL 32757 | $28K |
| MERRILL LYNCH PIERCE FENNER & SMITH EIN 13-5674085 BROKERAGE | Sub-transfer agency fees; Investment management; Securities brokerage Service code 28 | 4 WORLD FIN CT 250 VESEY NEW YORK, NY 10281 | $8K |
| BUCK GLOBAL LLC EIN 13-3954297 SERVICE PROVIDER | Actuarial Service code 11 | — | $5K |
| MORGAN STANLEY SMITH BARNEY LLC EIN 20-8764829 SERVICE PROVIDER | Other investment fees and expenses; Securities brokerage; Investment advisory (plan); Other commissions; Securities brokerage commissions and fees; Other fees; Direct payment from the plan; Other services Service code 27 | — | $3K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 322 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 322 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HUMANA HEALTH PLAN | 62 | $334K |
| Dental | HUMANA HEALTH PLAN | 62 | $334K |
| Life insurance | THE UNION LABOR LIFE INSURANCE COMPANY | 522 | $81K |
| Other | THE UNION LABOR LIFE INSURANCE COMPANY | 522 | $81K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 522 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.