No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| HORIZON ACTUARIAL SERVICES EIN 26-1370698 NONE | Actuarial; Consulting (general) Service code 11 | 1040 CROWN POINT PKWAY STE 560 ATLANTA, GA 30338 | $85K |
| NATIONAL EMPLOYEE BENEFIT ADMIN EIN 54-0498809 NONE | Contract Administrator Service code 13 | 8657 BAYPINE RD BLDG 5 STE 200 JACKSONVILLE, FL 32256 | $72K |
| ROBEIN URANN & LURYE EIN 72-0999672 NONE | Legal Service code 29 | 2540 SEVERN AVE STE 400 METAIRE, LA 70009 | $30K |
| DENNIS G. JENKINS, CPA,LLC EIN 20-5886120 NONE | Accounting (including auditing) Service code 10 | 1690 STONE VILLAGE LN BLDG 500 KENNESAW, GA 30152 | $16K |
| U S BANK ASSET MANAGEMENT EIN 41-2003732 NONE | Custodial (securities) Service code 19 | 220 SOUTH 6TH STREET MINNEAPOLIS, MN 55402 | $2K |
| US BANK ASSET MANAGEMENT | Custodial (securities) Service code 19 | — | $0 |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 285 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 82 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 367 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | CIGNA HEALTH & LIFE INSURANCE | 367 | $4.2M |
| Prescription drug | CIGNA HEALTH & LIFE INSURANCE | 367 | $4.2M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 367 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.