| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| THE SEGAL COMPANY3 Filed as: MEGAN KELLY SEGAL COMPANY | 1300 E NINTH ST., SUITE 1900 CLEVELAND, OH 441140000 | DELTA DENTAL OF WISCONSIN | — | — | $0 | 0.00% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| ANTHEM BLUE CROSS BLUE SHIELD EIN 39-0138065 NONE | Other services; Claims processing; Float revenue; Contract Administrator; Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 12 | PO BOX 34210 LOUISVILLE, KY 40233 | $2.7M |
| BPA OF WISCONSIN EIN 39-1400101 NONE | Contract Administrator Service code 13 | 2901 W BELTLINE HWY, STE 100 MADISON, WI 53713 | $2.0M |
| EXPRESS SCRIPTS NONE | Claims processing Service code 12 | 2200 BUSSE RD ELK GROVE VILLAGE, IL 60007 | $1.4M |
| BEACON TECHNOLOGIES GROUP, INC. NONE | Other services Service code 49 | 11550 N MERIDIAN ST., STE. 500 CARMEL, IN 46032 | $770K |
| THE PREVIANT LAW FIRM, S.C. EIN 39-1211596 NONE | Legal Service code 29 | 1555 NORTH RIVERCENTER DR, STE 202 MILWAUKEE, WI 53212 | $406K |
| HEALTH MANAGEMENT CONCEPTS EIN 75-3189468 NONE | Other services Service code 49 | 1001 N HIGHWAY A1A JUPITER, FL 33477 | $352K |
| MEDEXPERT NONE | Consulting (general) Service code 16 | 1300 HANCOCK ST REDWOOD CITY, CA 94063 | $236K |
| THE SEGAL COMPANY EIN 13-1975125 NONE | Consulting (general); Actuarial Service code 11 | 101 N WACKER DR, STE 500 CHICAGO, IL 60606 | $233K |
| DELTA DENTAL OF WISCONSIN EIN 39-6094742 NONE | Claims processing Service code 12 | PO BOX 981 STEVENS POINT, WI 54481 | $230K |
| NATIONAL INVESTMENT SERVICES EIN 84-3937993 NONE | Investment management Service code 28 | — | $181K |
| LOOMIS-SAYLES TRUST COMPANY EIN 20-8080381 NONE | Investment management Service code 28 | ONE FINANCIAL CENTER BOSTON, MA 02111 | $176K |
| RREEF AMERICA LLC EIN 58-2364506 NONE | Investment management Service code 28 | — | $155K |
| WEX HEALTH INC NONE | Contract Administrator Service code 13 | 5050 LINCOLN DR EDINA, MN 55436 | $113K |
| UNION LABOR LIFE INSURANCE CO. EIN 13-1423090 NONE | Investment management fees paid directly by plan Service code 51 | 1625 EYE STREET NW WASHINGTON, DC 20006 | $97K |
| AMERICAN REALTY ADVISORS NONE | Investment management Service code 28 | 515 S. FLOWER ST. 49TH FLOOR LOS ANGELES, CA 90071 | $97K |
| REINHART BOEMER VAN DUEREN S.C. EIN 39-1126909 NONE | Legal Service code 29 | 1000 N. WATER ST., STE. 1700 MILWAUKEE, WI 53202 | $88K |
| EYEMED VISION BENEFITS NONE | Claims processing Service code 12 | 4000 LUXOTTICA PLACE MASON, OH 45040 | $64K |
| ASSOCIATED BANK NONE | Other fees Service code 99 | PO BOX 19097 GREEN BAY, WI 54307 | $47K |
| MARQUETTE & ASSOCIATES EIN 36-3485298 NONE | Investment advisory (plan) Service code 27 | 180 N LASALLE ST, STE 3500 CHICAGO, IL 60601 | $45K |
| CCSAP EIN 39-1400101 NONE | Accounting (including auditing) Service code 10 | — | $45K |
| CALIBRE CPA GROUP, PLLC EIN 47-0900880 NONE | Accounting (including auditing) Service code 10 | 7501 WISCONSIN AVE, STE 1200 WEST BETHESDA, MD 20814 | $31K |
| MEDICAL REVIEW INSTITUTE OF AMERICA NONE | Other services Service code 49 | 2875 DECKER LAKE DR WEST VALLEY CITY, UT 84119 | $18K |
| SEGAL SELECT INSURANCE NONE | Insurance brokerage commissions and fees Service code 53 | 333 W 34TH ST NEW YORK, NY 100012402 | $5K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 6,784 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 2,048 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 8,832 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | DELTA DENTAL OF WISCONSIN | 1,559 | $1.0M |
| Other(2 contracts, 2 carriers) | HUMANA INSURANCE COMPANY | 2,344 | $5.2M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,344 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.