No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| HIGHMARK BC/BS EIN 23-1294723 | Claims processing Service code 12 | — | $39.0M |
| EXPRESS SCRIPTS EIN 22-3461740 | Claims processing Service code 12 | — | $9.4M |
| HIGHMARK FREEDOM BLUE EIN 25-1522457 | Claims processing Service code 12 | — | $2.5M |
| CARPENTERS COMBINED FUNDS, INC. EIN 25-1332392 | Contract Administrator Service code 13 | — | $952K |
| LYTLE EAP PARTNERS EIN 25-1419429 | Other services Service code 49 | — | $186K |
| ABERDEEN EIN 51-0368279 | Trustee (bank, trust company, or similar financial institution) Service code 21 | — | $88K |
| THE SEGAL CO. EIN 13-1975125 | Actuarial Service code 11 | — | $82K |
| STEPHEN J. OBRIEN, ESQ EIN 25-1884429 | Insurance agents and brokers Service code 22 | — | $70K |
| C.S. MCKEE EIN 25-1900687 | Trustee (bank, trust company, or similar financial institution) Service code 21 | — | $57K |
| PFM ASSET MANAGEMENT LLC EIN 23-3087064 | Investment advisory (plan) Service code 27 | — | $53K |
| EAGLE ASSET MANAGEMENT EIN 59-2385219 | Trustee (bank, trust company, or similar financial institution) Service code 21 | — | $49K |
| BRANDYWINE | Trustee (bank, trust company, or similar financial institution) Service code 21 | — | $49K |
| PNC ADVISORS EIN 25-1197336 | Custodial (securities) Service code 19 | — | $46K |
| SWARTHMORE EIN 23-3042105 | Trustee (bank, trust company, or similar financial institution) Service code 21 | — | $36K |
| HENRY ROSSI & CO., LLP EIN 25-1698043 | Accounting (including auditing) Service code 10 | — | $29K |
| THE NORTHERN TRUST COMPANY EIN 36-2723087 | Trustee (bank, trust company, or similar financial institution) Service code 21 | — | $26K |
| ADZAG PRINTWORKS | Copying and duplicating Service code 36 | — | $26K |
| PRUDENTIAL EIN 52-1679020 | Trustee (bank, trust company, or similar financial institution) Service code 21 | — | $24K |
| US POSTMASTER | Other services Service code 49 | — | $12K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 5,852 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 5,852 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Other | HIGHMARK MEDICAL | 0 | $0 |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 0 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.