| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS OF PENNSYLVANIA, INC. | 100 MATSONFORD RD FIVE CORP. CTR, STE 200 RADNOR, PA 19087 | INDEPENDENCE BLUE CROSS - KEYSTONE | $64K | — | $64K | 4.05% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS OF PENNSYLVANIA, INC. | 100 MATSONFORD RD RADNOR, PA 19087 | INDEPENDENCE BLUE CROSS - PPO | $42K | — | $42K | 4.10% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS OF PENNSYLVANIA, INC. | 100 MATSONFORD RD RADNOR, PA 19087 | INDEPENDENCE BLUE CROSS - DRUG | $14K | — | $14K | 4.76% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS OF PENNSYLVANIA INC. | 100 MATSONFORD RD, STE 200 RADNOR, PA 19087 | UNITED CONCORDIA INSURANCE COMPANY | $13K | — | $13K | 7.45% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS OF PENNSYLVANIA INC. | 100 MATSONFORD RD BLDG 5, STE 200 RADNOR, PA 19087 | STANDARD INSURANCE COMPANY | $4K | — | $4K | 5.36% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS OF PENNSYLVANIA INC. | 100 MATSONFORD RD BLDG 5, STE 200 RADNOR, PA 19087 | STANDARD INSURANCE COMPANY | $4K | — | $4K | 6.93% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS OF PENNSYLVANIA INC. | 100 MATSONFORD RD SUITE 200 RADNOR, PA 19087 | VISION BENEFITS OF AMERICA | $997 | — | $997 | 5.00% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS OF PENNSYLVANIA, INC. | 100 MATSONFORD RD FIVE RADNOR CORP. CTR, STE 200 RADNOR, PA 19087 | INDEPENDENCE BLUE CROSS - BLUE CROSS | $274 | $8 | $282 | 13.21% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 259 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 5 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 12 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 276 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 3 carriers) | INDEPENDENCE BLUE CROSS - KEYSTONE | 139 | $2.6M |
| Dental | UNITED CONCORDIA INSURANCE COMPANY | 241 | $174K |
| Vision | VISION BENEFITS OF AMERICA | 217 | $20K |
| Life insurance | STANDARD INSURANCE COMPANY | 351 | $80K |
| Long-term disability | STANDARD INSURANCE COMPANY | 269 | $53K |
| Prescription drug | INDEPENDENCE BLUE CROSS - DRUG | 97 | $287K |
| Other(2 contracts, 2 carriers) | STANDARD INSURANCE COMPANY | 351 | $90K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 351 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.