| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| GEORGE J WEINER ASSOCIATES INC3 Filed as: GEORGE J. WEINER ASSOCIATES | 2961 CENTERVILLE ROAD, SUITE 300 WILMINGTON, DE 19808 | METROPOLITAN LIFE INSURANCE COMPANY | $4K | $0 | $4K | 2.87% |
| GEORGE J WEINER ASSOCIATES INC3 Filed as: GEORGE J. WEINER ASSOC. INC. | 2961 CENTERVILLE RD STE 300 WILMINGTON, DE 198081671 | VISION SERVICE PLAN | $1K | $0 | $1K | 4.84% |
| GEORGE J WEINER ASSOCIATES INC3 Filed as: GEORGE J WEINER ASSOCIATES | 2961 CENTERVILLE RD STE 300 WILMINGTON, DE 19808 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $2K | $0 | $2K | 9.13% |
| GEORGE J WEINER ASSOCIATES INC3 Filed as: GEORGE J WEINER ASSOCIATES | 2961 CENTERVILLE RD STE 300 WILMINGTON, DE 19808 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $2K | $0 | $2K | 9.40% |
| GEROGE J WEINER ASSOCIATES3 | 2961 CENTERVILLE RD STE 300 WILMINGTON, DE 19808 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $692 | $0 | $692 | 14.99% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| GEORGE J WEINER ASSOCIATES, INC. BROKER | Insurance agents and brokers Service code 22 | 2961 CENTERVILLE RD SUITE 300 WILMINGTON, DE 19808 | $85K |
| INDEPENDENCE ADMINISTRATORS EIN 23-2184623 ADMIN | Claims processing Service code 12 | — | $82K |
| THE BENECON GROUP EIN 23-1315351 BROKER | Insurance agents and brokers Service code 22 | — | $28K |
| CONNECTCARE 3 EIN 26-1768616 PATIENT ADVOCATE | Other services Service code 49 | — | $10K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 155 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 4 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 159 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 397 | $132K |
| Vision | VISION SERVICE PLAN | 157 | $28K |
| Life insurance | LIFE INSURANCE COMPANY OF NORTH AMERICA | 88 | $23K |
| Short-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 52 | $22K |
| Long-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 47 | $5K |
| Stop-loss / reinsurancereinsurance | EVEREST REINSURANCE COMPANY | 159 | $639K |
| Other | LIFE INSURANCE COMPANY OF NORTH AMERICA | 88 | $23K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 397 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.