See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 1 contract row with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 1 broker row. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| CIGNA EIN 06-0303370 CONTRACT ADMINISTATOR | Direct payment from the plan; Contract Administrator Service code 13 | — | $622K |
| ONEEXCHANGE EIN 26-0775680 CONTRACT ADMINISTRATOR | Contract Administrator; Direct payment from the plan Service code 13 | — | $134K |
| THE NORTHERN TRUST COMPANY EIN 36-1561860 TRUSTEE | Direct payment from the plan; Trustee (bank, trust company, or similar financial institution) Service code 21 | — | $76K |
| CAREMARK CONTRACT ADMINISTRATOR | Contract Administrator; Direct payment from the plan Service code 13 | ONE CVS DRIVE WOONSOCKET, RI 02895 | $27K |
| AON CONSULTING EIN 22-2232264 CONSULTING | Consulting (general); Direct payment from the plan Service code 16 | — | $24K |
| SB & COMPANY, LLC EIN 20-2153727 AUDITOR | Accounting (including auditing); Direct payment from the plan Service code 10 | — | $10K |
| DELOITTE TAX LLP EIN 86-1065772 CONSULTANT | Consulting (general); Direct payment from the plan Service code 16 | — | $10K |
| TOWERS WATSON EIN 53-0181291 ACTUARY | Direct payment from the plan; Actuarial Service code 11 | — | $6K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 0 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 4,603 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 534 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 5,137 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance | HARTFORD LIFE | 5,318 | $5.4M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 5,318 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The top carrier holds over 85% of premium. A rate increase from that carrier moves the whole plan.
Schedule A changed between filings. The plan moved between insured and self-funded, or contracts were added or removed. The transition window is open.