| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS OF PENNSYLVANIA INC. | 5 RADNOR CORPORATE CENTER, STE 200 100 MATSONFORD ROAD RADNOR, PA 19087 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $9K | $4K | $13K | 1.59% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS OF PENNSYLVANIA INC. | 5 RADNOR CORPORATE CENTER, STE 200 100 MATSONFORD ROAD RADNOR, PA 19087 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $13K | $4K | $17K | 4.22% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS OF PENNSYLVANIA INC. | 5 RADNOR CORPORATE CENTER, STE 200 100 MATSONFORD ROAD RADNOR, PA 19087 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $10K | $2K | $12K | 6.49% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH USA, INC. - TRION GROUP | A MARSH AND MCLENNAN AGENCY 2300 RENAISSANCE BLVD KING OF PRUSSIA, PA 194062772 | HYATT LEGAL PLANS | $2K | $243 | $2K | 8.16% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS OF PENNSYLVANIA, INC. | FIVE RADNOR CORPORATE CENTER 100 MATSONFORD RD, BLDG 5, STE 200 RADNOR, PA 19087 | HYATT LEGAL PLANS | $739 | — | $739 | 2.68% |
| TRION GROUP, INC.3 Filed as: TRION GROUP | 2300 RENAISSANCE BLVD KING OF PRUSSIA, PA 194062772 | HYATT LEGAL PLANS | — | $44 | $44 | 0.16% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,896 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 19 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 1 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,916 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance | RELIANCE STANDARD LIFE INSURANCE COMPANY | 1,567 | $409K |
| Short-term disability | RELIANCE STANDARD LIFE INSURANCE COMPANY | 1,566 | $824K |
| Long-term disability | RELIANCE STANDARD LIFE INSURANCE COMPANY | 921 | $187K |
| Other(2 contracts, 2 carriers) | RELIANCE STANDARD LIFE INSURANCE COMPANY | 1,567 | $437K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,567 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.